Business Details
50+ Years
experience
Your Trusted Partner for Financial Solutions
Riverworks Credit Union has served members as a non-profit financial institution since 1936. Owned by our membership, we prioritize community-focused banking through competitive deposit and loan products. Our services include checking and savings accounts, auto loans, home equity programs, mortgage solutions, and business banking tailored to individual and organizational needs. With a commitment to financial education, we provide tools like online banking, mobile apps, and financial calculators to empower informed decision-making. Our experienced team delivers personalized service across traditional and digital platforms, operating under NMLS #410564 compliance standards. 
Services
Checking Accounts
Savings Accounts
Auto Loans
Home Equity Loans
Business Banking
Mortgage Programs
Online Banking
Mobile Banking
Credit Cards
Payroll Processing
Details
- Year established: 1936
Highlights and features
- We offer competitive rates on deposit and loan products
- Our member-owned structure prioritizes your financial success
- We provide 24/7 digital banking access with security features
- Our mortgage department offers conforming and portfolio loan programs
- We partner with local service providers for business solutions
Associations and certifications
- NMLS
Services
Auto Loans
We provide competitive financing options for new and used vehicles with rates starting at 5.99% APR. Our loans accommodate purchases from dealerships or private sellers while offering flexible terms to match your budget and credit profile.
Home Equity Loans
Our home equity solutions include fixed and adjustable-rate mortgages with loan-to-value ratios up to 70%. We offer conforming, commercial, and portfolio loan programs tailored to first-time buyers and experienced homeowners alike.
Business Checking Account
We deliver fee-free business checking with merchant services, payroll processing, and VISA credit cards. Our partnerships provide preferred pricing for payment processing and comprehensive financial management tools for growing businesses.
Online Banking
Our 24/7 online platform enables account management, bill payment, and transaction monitoring. Features include real-time alerts, mobile check deposit, and CardControls for enhanced security and spending management.
Certificate of Deposit
We offer competitive CD rates up to 4.20% APY with various term options. These low-risk savings vehicles help members grow their money securely while maintaining FDIC-insured protection for deposited funds.
Questions
What services does RiverWorks Credit Union offer?
We provide checking and savings accounts, auto loans, home equity programs, business banking, credit cards, and mortgage solutions with competitive rates.
How can I access my accounts online?
Our online banking platform offers 24/7 access to account balances, bill payment, mobile check deposit, and transaction history from any internet-connected device.
Are there fees for business checking accounts?
We offer free business checking accounts with features including merchant services, payroll processing, and VISA credit card options for business owners.
What mortgage programs are available?
We provide fixed-rate, adjustable-rate, jumbo, VA, FHA, and USDA loans with down payment options starting at 3% and 100% financing for qualified borrowers.
