Business Details
37 Years
experience
Your Trusted Insurance Partner in Santa Barbara, CA
Baxter Insurance has been a trusted California local agency since 1989, built on principles of trust and integrity. Founded by Christopher Baxter and expanded by his sons Dan and Tim, we operate as a family-owned enterprise dedicated to serving Santa Barbara and beyond. With over three decades of experience, we specialize in connecting clients with top-tier insurance providers to secure competitive rates.Our mission focuses on personalized service, safeguarding clients' assets, and fostering long-term relationships as trusted advisors. Leveraging extensive industry networks, we deliver tailored insurance solutions for individuals and businesses across multiple states.
Services
Personal Insurance
Business Insurance
Employee Benefits
Medicare
Flood Coverage
Collector Cars Insurance
Wine Collection Protection
Umbrella Policies
Secondary Home Insurance
Trampoline Liability Coverage
Details
- Year established: 1989
Highlights and features
- We offer 30+ years of insurance expertise serving Santa Barbara communities
- Family-owned agency prioritizing personalized client relationships
- Access to competitive rates through top-tier insurance providers
- Specialized coverage solutions for unique property and business needs
- Local market knowledge combined with national insurance network strength
What people say
Prompt and efficient attention
Genuinely nice person
Impeccable integrity
Easy to work with
Affordable rates
Services
Personal Insurance
Protect your personal assets with customized insurance solutions. We offer comprehensive home, auto, and specialty coverage options including earthquake, flood, and valuable possessions protection. Our agents help clients secure replacement cost coverage and proper liability limits to ensure complete protection for Santa Barbara residents.
Business Insurance
Safeguard your business operations with tailored commercial insurance packages. We provide business owners policies, general liability, commercial umbrella, and industry-specific coverage for contractors, restaurants, and nonprofits. Our solutions protect against property damage, liability claims, and business interruption risks.
Employee Benefits
Enhance employee satisfaction with comprehensive benefits packages. We offer group health, dental, vision, disability, and critical illness insurance solutions for businesses of all sizes. Our consultants help employers find cost-effective plans that meet regulatory requirements and employee needs.
Umbrella Policies
Expand personal and business liability protection with umbrella insurance. This coverage provides additional limits beyond auto, home, or commercial policies, protecting against major lawsuits. We help clients secure policies that cover legal defense costs and judgments exceeding primary policy limits.
Flood Coverage
Secure specialized flood insurance through the National Flood Insurance Program. We help homeowners and businesses obtain coverage for flood-related damages, including contents protection and building replacement costs. Our agents explain policy details and help determine appropriate coverage limits based on property risk assessments.
Questions
What types of insurance does Baxter Insurance offer?
We provide personal insurance (home, auto, flood), business insurance (liability, commercial property), employee benefits (group health, dental), specialty coverage (collector cars, wine collections), and umbrella policies.
Are you a local Santa Barbara agency?
Yes, we've served Santa Barbara since 1989 with our main office at 1033 Santa Barbara Street. Our local expertise combines with national carrier options to serve clients across multiple states.
How can I get a competitive insurance quote?
Contact us at 805-963-4048 or request a complimentary quote online. Our agents will analyze your needs and compare options from top-rated insurance providers to find cost-effective solutions.
Do you offer specialized insurance for unique properties?
Yes, we specialize in coverage for collector cars, wine collections, secondary homes, and unique liability scenarios like trampoline coverage. Our agents help schedule valuable possessions for proper protection.
Can I manage my insurance policies online?
Current clients can access our Service Center to report claims, pay bills, request documents, and make policy changes. We also offer personalized assistance through our Santa Barbara office during business hours.
