Business Details
19 Years
experience
Fast and Flexible Hard Money Loans for Real Estate Investors
Hard Money Bankers is a full-service private lending company specializing in fast, flexible financing solutions for real estate investors. Since 2007, we have provided collateral-based loans for residential and commercial investment properties across seven states, prioritizing speed, transparency, and client success. Our self-funded model eliminates bureaucratic delays, enabling closings in as little as one business day. We serve both novice and experienced investors, offering tailored loan structures for fix-and-flip projects, rental properties, and commercial ventures. Our team combines deep industry expertise with a commitment to personalized service, ensuring clients receive funding when timing is critical.By maintaining local offices near key markets, we deliver hands-on support and rapid response times. With no minimum credit score requirements or income verification, our lending approach focuses on property value and deal potential. Over 3,000 investors have trusted us to fund more than 4,000 deals, demonstrating our reliability and market leadership. We empower clients through educational resources, networking opportunities, and a streamlined application process accessible via phone or online platforms. Our mission remains to make hard money work harder for investors while upholding the highest standards of professionalism and integrity.
Services
Fix and Flip Loans
Rental Property Loans
Commercial Loans
Bridge Loans
Rehab Loans
Construction Loans
Details
- Year established: 2007
Highlights and features
- We fund loans in as little as 1 business day.
- No appraisals, tax returns, or minimum credit score requirements.
- Local offices in seven states for rapid response times.
- Over 4,000 funded deals since 2007 demonstrate reliability.
- Experienced team guides investors through complex transactions.
What people say
Fast closing times
Easy application process
Professional team
No minimum credit score
Reliable funding source
Services
Fix and Flip Loans
We provide purchase and rehab financing for investment properties with no appraisals or tax returns required. Our collateral-based approach focuses on property value and deal potential. Investors receive 80-100% funding for acquisitions and renovations, enabling quick turnarounds in competitive markets.
Rental Property Loans
Our rental property loans offer cash-out options for rehab or new investments. By eliminating income verification requirements, we streamline access to equity while maintaining flexible terms. Investors use these funds to expand portfolios or improve existing assets.
Commercial Loans
We fund commercial and multi-family property purchases or refinances with expedited due diligence. Our private capital allows creative structuring for diverse property types, including office buildings, apartment complexes, and mixed-use developments across seven states.
Bridge Loans
Our bridge loans provide temporary funding for time-sensitive real estate opportunities. Designed for investors needing immediate capital, these loans close rapidly to secure properties before traditional financing becomes available.
Construction Loans
We offer specialized financing for ground-up construction and major renovations. Our draw process supports phased project funding while maintaining flexibility for unexpected costs. Investors benefit from direct communication with underwriting teams throughout the construction timeline.
Questions
What loan programs do you offer?
We provide fix-and-flip, rental property, commercial, bridge, and construction loans for real estate investors across seven states.
How quickly can you fund a loan?
Most loans close in 1 business day, with expedited options available for urgent transactions requiring immediate action.
What are your credit requirements?
We have no minimum credit score requirements. Our collateral-based lending focuses on property value and deal viability.
Do you require income verification?
No, we eliminate tax returns and income documentation to streamline the lending process for real estate investors.
Which states do you operate in?
We currently fund deals in Maryland, Virginia, Washington DC, Pennsylvania, New Jersey, Delaware, and North Carolina.
Can I apply online?
Yes, our online application takes less than 60 seconds with immediate follow-up from our lending specialists.
