Business Details
20 Years
experience
Trusted Fee-Only Financial Advisers in Westford, MA
Advanced Portfolio Design is a wealth planning firm dedicated to delivering superior service and intelligent financial strategies for high net worth individuals and families. Our expertise lies in asset allocation planning and retirement income strategies, tailored to address complex tax issues and evolving cash flow needs. We specialize in working with clients whose investment portfolios require meticulous attention to avoid costly mistakes. As fiduciaries, we prioritize client interests above all else, offering fee-only financial planning and investment management services without selling financial products.Our approach integrates clients' financial sophistication, risk tolerance, and investment preferences to create customized solutions. We provide quarterly performance reports, asset allocation reviews, and online data aggregation tools for comprehensive financial oversight. With over 25 years of combined experience, our team focuses on helping clients grow assets, control risks, and navigate complex financial decisions. We distinguish ourselves through our commitment to exploring sophisticated tax and investment strategies that maximize client outcomes while maintaining transparency and ethical standards.
Services
Financial Planning
Portfolio Management
Wealth Planning
Retirement Planning
Tax Planning
Details
- Year established: 2006
Highlights and features
- We are fee-only fiduciaries with no product sales conflicts
- Our team has over 25 years of combined financial planning experience
- We provide customized portfolio design integrating your financial goals
- Quarterly asset allocation reviews ensure ongoing strategy optimization
- Specialized expertise in tax-efficient retirement income planning
Associations and certifications
- CFP
- NAPFA
Services
Financial Planning
Our comprehensive financial planning service helps clients develop customized strategies for retirement, education funding, and estate planning. We analyze cash flow, tax implications, and risk management to create actionable plans. Clients receive ongoing support to adapt strategies as life circumstances change.
Portfolio Management
We design and manage investment portfolios using modern portfolio theory principles. Our approach combines ETFs, mutual funds, and individual securities tailored to risk tolerance and tax situations. Quarterly reviews ensure alignment with evolving financial goals and market conditions.
Wealth Planning
This integrated service combines financial planning with portfolio management for comprehensive wealth management. We coordinate tax strategies, estate planning, and retirement income solutions while providing discounted pricing compared to separate service engagements.
People
Peter Canniff
Founder & Principal
Certified Financial Planner with 25+ years experience specializing in asset allocation and retirement income planning. Holds Series 65 license and NAPFA membership. Focused on tax-efficient strategies for high net worth clients.
Jennifer A. Murphy
Financial Planner
CFP professional with 10+ years in financial services. Specializes in retirement and tax planning. Holds Series 65 license and Master of Science in Taxation. Provides comprehensive planning support and client onboarding expertise.
Hope Canniff
Financial Planner
Registered Investment Advisor Representative with Series 65 license. Currently pursuing CFP certification. Focuses on financial planning education and implementation. Holds Bachelor of Science in Finance from UMass Lowell.
Questions
What services do you offer?
We provide financial planning, portfolio management, and integrated wealth planning services for high net worth individuals and families.
Are you a fiduciary?
Yes, we operate as fiduciaries and only receive compensation directly from clients, never from product sales or commissions.
How are your fees structured?
Financial planning fees range $2,500-$6,000 flat fee or $225/hour. Portfolio management fees range 0.7%-1.2% annually of assets under management.
Do you work with remote clients?
Yes, we serve clients nationwide through virtual meetings via Zoom and secure online financial management tools.
What credentials do your advisors hold?
Our team includes Certified Financial Planners (CFP), Registered Investment Advisors, and NAPFA members with advanced financial education.
