Business Details
50+ Years
experience
Your Trusted Financial Partner in San Angelo, TX
San Angelo Federal Credit Union has served the San Angelo community since 1939 as the area's oldest federal credit union. Our mission centers on providing affordable credit options, promoting financial literacy, and delivering competitive financial products tailored to member needs. We combine professional expertise with personalized service, treating members like family while maintaining cutting-edge technology solutions.Through annual membership meetings and community engagement initiatives, we uphold our commitment to transparency and member ownership. Our services span checking and savings accounts, loan programs, investment vehicles, and digital banking tools designed for modern financial management.
Services
Checking Accounts
Personal Loans
Mortgage Loans
Savings Accounts
Certificates of Deposit
IRAs
Mobile Banking
Financial Counseling
Details
- Year established: 1939
Highlights and features
- 86 years of local financial expertise since 1939
- Personalized service with member recognition culture
- EMV chip debit card security technology
- Free financial counseling and budgeting tools
- Community-focused cooperative ownership model
Associations and certifications
- National Credit Union Administration (NCUA)
Services
Checking Accounts
Our free checking accounts offer e-statement options, overdraft protection, and one free box of checks at account opening. Members benefit from 24/7 digital access and nationwide ATM network availability through CO-OP Financial Services partnerships.
Personal Loans
We provide competitive personal loan programs including Lifesaver Loans and Skip Payment options. Our lending specialists work directly with members to create customized repayment plans that match individual financial circumstances and goals.
Mortgage Loans
Our home equity loan programs offer fixed-rate financing solutions for home improvements and major purchases. We specialize in creating affordable mortgage options with personalized guidance through the entire loan process.
Savings Accounts
We offer multiple savings options including standard accounts, vacation savings, and youth-specific programs like Scottie Saver. Our accounts feature tiered interest rates and financial counseling to help members achieve savings goals.
Digital Banking
Our 24/7 digital banking platform enables account monitoring, bill payment, fund transfers, and mobile check deposit. The mobile app provides real-time alerts, transaction history access, and secure EMV chip card management features.
Questions
What are the membership requirements?
Membership is open to anyone living, working, or attending school in Tom Green County with a $5 minimum deposit to open an account.
What loan types do you offer?
We provide personal loans, home equity loans, mortgage programs, and specialized financing like our Cool Deal for Heat A/C Loans with flexible terms.
How does your mobile banking work?
Download our app from the App Store or Google Play to access account balances, transfer funds, deposit checks, and manage cards from any smartphone.
Are my deposits insured?
Yes, all deposits are federally insured up to $250,000 by the National Credit Union Administration (NCUA), a U.S. government agency.
Do you offer financial counseling?
We provide free Money Desktop financial management tools and personalized counseling sessions to help members create budgets and manage debt.
What ATM network access do you provide?
Members get surcharge-free access to over 30,000 CO-OP Network ATMs nationwide plus our onsite ATM at 235 W 1st Street.
