Business Details
29 Years
experience
Your Trusted Fee-Only Financial Partner in San Angelo
Dreher Investments Services (PTWM) was founded on the principle of prioritizing client interests above all else. Since 1997, we have maintained a fee-only compensation structure, eliminating conflicts of interest associated with commission-based models. Our approach focuses on delivering competitive investment performance through diversified portfolios of mutual funds, stocks, and bonds. We emphasize transparency in pricing and communication, ensuring clients understand every aspect of their financial strategy. With decades of combined experience, our team provides personalized advisory services rooted in integrity and long-term relationships.We operate under strict fiduciary standards, aligning our success directly with client outcomes. Our commitment to ethical practices and client education sets us apart in the financial advisory industry. We serve individuals seeking straightforward, performance-driven investment solutions without hidden fees. Our San Angelo, Texas-based practice combines local expertise with national regulatory compliance. By avoiding transactional incentives, we maintain an unwavering focus on optimizing client portfolio growth and financial security.
Services
Investment Advisory
Portfolio Management
Financial Planning
Retirement Planning
Estate Planning
Details
- Year established: 1997
Highlights and features
- Fee-only structure eliminates commission conflicts of interest
- Exclusive focus on client portfolio performance since 1997
- Transparent pricing with no hidden transaction fees
- Personalized investment strategies tailored to individual goals
- SEC-registered advisors with decades of combined experience
Associations and certifications
- SEC (Securities and Exchange Commission)
Services
Investment Advisory
Our fee-only investment advisory service creates customized strategies using mutual funds, stocks, and bonds. We focus on long-term growth while maintaining strict fiduciary standards. Clients benefit from transparent reporting and performance-driven decision-making aligned with individual financial goals.
Portfolio Management
We provide active portfolio management with regular performance reviews and rebalancing. Our approach combines diversification with risk assessment to optimize returns. Clients receive detailed analytics and quarterly updates on their investment positions and market adjustments.
Retirement Planning
Our retirement planning service develops tax-efficient withdrawal strategies and income projections. We coordinate with estate plans to ensure seamless asset transfer. Clients gain confidence through scenario modeling and Social Security optimization techniques tailored to their specific needs.
Estate Planning
We collaborate with legal professionals to create comprehensive estate plans. Services include trust structuring, beneficiary designations, and tax minimization strategies. Our approach ensures clients' wishes are executed while maintaining portfolio integrity during wealth transfer processes.
Financial Planning
Our financial planning integrates cash flow analysis, insurance reviews, and education funding strategies. We create roadmaps for major life milestones while addressing debt management and tax planning considerations. Clients receive coordinated guidance across all financial aspects.
People
Charles "Dick" Robertson
Investment Advisor
Seasoned investment advisor with expertise in portfolio strategy and client relationship management. Committed to delivering personalized financial solutions through transparent advisory practices.
Spencer Plagens
CEO/Investment Advisor
Chief executive officer and lead investment advisor with extensive experience in wealth management. Focuses on building long-term client relationships through ethical financial strategies and performance-driven decision-making.
Rusty Taylor
CFO/Investment Advisor
Chief financial officer and investment advisor specializing in portfolio optimization. Combines financial oversight with personalized investment guidance to help clients achieve their long-term objectives.
Katy Taylor
COO/Investment Advisor
Chief operating officer and investment advisor with expertise in operational efficiency and client service. Provides strategic financial guidance while maintaining focus on regulatory compliance and service excellence.
Questions
What makes your firm different from other financial advisors?
We operate as a fee-only firm with no commission incentives, ensuring our recommendations prioritize client interests through transparent, conflict-free advisory services.
How are your investment management fees structured?
Our fees are based on a percentage of assets under management with no transaction fees, providing clear pricing aligned with client portfolio growth.
Are you legally required to act in my best interest?
Yes, as SEC-registered investment advisors we have a fiduciary duty to act in clients' best interests at all times under federal securities laws.
What services do you offer beyond investment management?
We provide comprehensive financial planning including retirement strategies, estate planning, tax-efficient investing, and wealth transfer solutions tailored to client needs.
How often do you review investment portfolios?
We conduct quarterly performance reviews with annual comprehensive strategy assessments, plus additional check-ins for significant market changes or client life events.