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Business Details
50+ Years
experience
Your Trusted Insurance Partner in San Angelo, TX
Established in 1938, Mr Insurance has built a legacy of providing personalized insurance solutions tailored to the unique needs of individuals and businesses. Our team prioritizes understanding client requirements before recommending policies, ensuring optimal coverage and value. With decades of expertise in commercial and personal insurance, we serve communities in San Angelo and Abilene, Texas, offering comprehensive protection for vehicles, properties, and business operations.

Our commitment to exceptional customer service is reflected in our partnerships with top-tier insurance carriers known for superior policies and efficient claims processing. We approach every client relationship as a partnership, focusing on long-term security and peace of mind through customized insurance strategies.
Services
Commercial Trucking Insurance Business Owners Policy General Liability Insurance Commercial Property Insurance Commercial Auto Insurance Cyber Liability Insurance Workers Compensation Homeowners Insurance Auto Insurance Umbrella Coverage
Details
  • Year established: 1938
Highlights and features
  • Decades of expertise serving Texas communities since 1938
  • Personalized insurance solutions tailored to specific client needs
  • Partnerships with top-tier insurance carriers for reliable coverage
  • Local knowledge combined with nationwide insurance network access
  • Dedicated claims support ensuring efficient policyholder assistance
What people say
Exceptional customer service Tailored insurance solutions Efficient claims processing Local expertise Trusted advisors
Services
Commercial Trucking Insurance
Specialized coverage for commercial vehicles and fleet operations exceeding standard auto insurance. Provides enhanced liability protection, collision coverage, and non-owned vehicle liability for businesses with employee-driven personal vehicles. Ensures compliance with industry-specific risks while protecting business assets during transport operations.
Business Owners Policy
Comprehensive package combining property and liability insurance tailored to business needs. Protects against property damage, operational liabilities, and income loss from disruptions. Customizable for industry-specific risks while offering cost-effective bundled coverage solutions for small to mid-sized enterprises.
General Liability Insurance
Covers third-party bodily injury, property damage, and associated legal costs. Excludes professional errors and data loss, focusing on physical business operations. Required for client-facing businesses needing protection against common workplace incidents and premises-related liabilities.
Commercial Property Insurance
Safeguards business property against fire, theft, and natural disasters. Covers repair/replacement costs for damaged assets, business interruption income loss, and code compliance upgrades. Essential for protecting physical locations, equipment, and inventory against unexpected events.
Commercial Auto Insurance
Custom coverage for company-owned and employee-used vehicles. Offers higher liability limits than personal policies, collision protection, and optional comprehensive coverage. Includes non-owned vehicle liability for businesses requiring employee transportation as part of operations.
People
Tom Abbott
Principal/Producer
With decades of insurance experience, Tom leads our team in developing strategic insurance solutions. He specializes in commercial risk management and maintains strong relationships with top-tier carriers to ensure optimal client coverage.
Cliff Smith
Principal/Producer
Cliff focuses on personalized policy development with particular expertise in business insurance. He works closely with clients to identify unique risks and implement comprehensive protection strategies tailored to their operational needs.
Bob Terry
Principal/Producer
Bob specializes in commercial liability and property insurance. He brings extensive industry knowledge to help businesses navigate complex coverage requirements while maintaining a client-centered approach to risk management.
Debbie Freeman
Commercial Account Manager
Debbie manages commercial client relationships with a focus on policy administration and claims support. She ensures smooth policy implementation and provides ongoing guidance to maintain continuous coverage protection.
Tracy Orosco
Personal Lines Manager
Tracy oversees personal insurance solutions with particular expertise in homeowners and auto policies. She helps individuals and families secure comprehensive protection while maintaining affordable premium structures.
Questions
What commercial insurance options do you offer?
We provide trucking insurance, business owners policies, general liability, commercial property, and auto insurance. Additional options include cyber liability, workers compensation, and specialized industry coverage.
How do you determine appropriate coverage amounts?
Our agents conduct detailed risk assessments considering business size, industry regulations, asset value, and operational exposure to recommend customized coverage limits that balance protection and affordability.
Do you offer personal insurance policies?
Yes, we provide auto, homeowners, umbrella, life, and Medicare supplement insurance. Our personal lines specialists help individuals and families secure comprehensive protection tailored to their needs.
What makes your agency different from online providers?
We offer personalized service with local agents who understand Texas-specific risks. Our team provides hands-on support during claims processes and maintains relationships with multiple carriers to find optimal coverage solutions.
How quickly can I get insurance coverage?
Most policies can be issued within 1-3 business days after completing risk assessment. We prioritize urgent needs and maintain expedited processes for commercial clients requiring immediate coverage implementation.
Can I modify existing insurance policies?
Yes, we regularly review and update policies to reflect business changes, new assets, or regulatory requirements. Contact our office to discuss policy adjustments and ensure continuous adequate protection.