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Montana Capital Montana Capital
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Business Details
19 Years
experience
Emergency
services
Fast & Reliable Title Loans Across the US
Montana Capital has been a trusted partner in financial solutions since 2007, serving over 375,000 customers nationwide. We specialize in vehicle title-secured loans, offering fast, transparent access to emergency funds for individuals with diverse credit histories. Our process prioritizes customer needs, combining speed with compliance to ensure responsible lending. With decades of combined experience in the financial industry, our team delivers personalized support and clear communication, emphasizing affordability and flexibility.

We operate under strict state licensing regulations, including Californias Department of Financial Protection and Innovation, to provide secure, reliable services. Our commitment to innovation has enabled 24/7 online applications and same-day funding options, making us a leader in accessible financial solutions. We adhere to federal and state laws, including the Truth in Lending Act, to protect consumer rights while maintaining data security and privacy standards.
Services
Car Title Loans Motorcycle Title Loans RV Title Loans Boat Title Loans Truck Title Loans Bad Credit Title Loans Refinance Title Loans ATV Title Loans
Details
  • Year established: 2007
Highlights and features
  • We offer fast approvals and same-day funding for urgent needs.
  • No credit check required for title loan eligibility.
  • Keep driving your vehicle while repaying the loan.
  • Flexible loan terms tailored to your financial situation.
  • Transparent disclosures with no hidden fees or prepayment penalties.
Associations and certifications
  • Department of Financial Protection and Innovation (DFPI)
What people say
Fast approvals Friendly staff No credit check Same-day funding Flexible terms
Website
Services
Car Title Loans
Car title loans provide fast cash using your vehicle as collateral. Ideal for borrowers with bad credit, these loans offer amounts up to $50,000 based on vehicle equity. You retain possession of your car during repayment, with flexible terms and no prepayment penalties. Our process emphasizes transparency and affordability.
Motorcycle Title Loans
Motorcycle title loans offer quick funding secured by your motorcycles value. Loan amounts up to $50,000 depend on equity and income verification. This service caters to riders needing emergency cash while keeping their vehicle. Terms include competitive rates and 24/7 online application support.
RV Title Loans
RV title loans leverage your recreational vehicles equity for immediate funds. Borrowers can access up to $50,000 with no credit check, maintaining use of their RV during repayment. Terms are tailored to financial capacity, ensuring manageable monthly payments.
Boat Title Loans
Boat title loans provide financing secured by your vessels value. With loan amounts up to $50,000, this service supports urgent financial needs while allowing continued boat use. Approval requires clear title and income verification, with terms designed for flexibility.
Truck Title Loans
Truck title loans offer cash advances based on your trucks equity. Ideal for owner-operators or small businesses, these loans provide up to $50,000 with no credit check. Repayment terms align with income capacity, ensuring operational continuity during the loan period.
People
Shir Amram
Chief Operating Officer
Shir Amram leads Montana Capitals operations with over a decade of finance experience. She focuses on compliance, customer strategy, and responsible lending practices. Her leadership ensures adherence to state and federal regulations while prioritizing transparency and customer protection.
Questions
What is a title loan?
A title loan uses your vehicle’s title as collateral for a cash advance, with repayment terms based on your income and equity.
Do title loans require credit checks?
No, title loans prioritize vehicle equity and income over credit history, though some lenders may review credit.
How much can I borrow?
Loan amounts range from $500 to $50,000, depending on your vehicle’s value and repayment capacity.
Can I keep my car?
Yes, you retain vehicle use during repayment while the lender holds the title as collateral.
Are there prepayment penalties?
No, MontanaCapital does not charge fees for early loan repayment.
What if I default?
Defaulting may result in vehicle repossession, so we recommend responsible borrowing and timely payments.
Reviews (4)
Brenda H
May 17, 2016 Report
Very easy processs. Convenient hours for those of us who work. Best of all, no credit check. Friendly staff.
Trish Kenney
May 17, 2016 Report
Friendly service...very efficient...explained everything to me and answered my questions in a professional manner..I would highly recommend using them if you need to
Jennifer Clark
May 17, 2016 Report
Joel and staff provided friendly, efficient service... Everything was explained clearly to me and my questions were answered in a professional manner..I would highly recommend using them if you need to .... Note: Loan isn't cash, it is a Bank of America check. Not a big deal to me, but maybe to you.
Bill Muir
May 17, 2016 Report
Service was excellent,Jazmin was supper she got me in and out in a very good time.Since I'm a return customer I can definetly say the service has incerased 1000%