Business Details
21 Years
experience
Trusted Mortgage Brokers in Irvine, CA
At 1st Nationwide Mortgage, we have dedicated ourselves to transforming the home loan experience for clients across the United States. With over 15 years of expertise and thousands of successful loan transactions, our team brings unparalleled knowledge to every client interaction. We specialize in connecting homeowners, homebuyers, realtors, and builders with tailored lending solutions that meet diverse financial needs. Our commitment to excellence is reflected in our partnerships with local professionals and access to an extensive array of loan programs. Licensed in 15 states including California, Texas, and Florida, we combine national reach with localized expertise. Our approach prioritizes client education through comprehensive resources like our FAQ section and instructional videos. By maintaining rigorous professional standards and staying current with market trends, we ensure clients receive accurate, timely guidance. Our dedication to transparency and ethical practices has earned us trust across the mortgage industry. We continually refine our processes to streamline loan approvals while maintaining personalized service. This combination of experience, technology, and client focus positions us to deliver exceptional mortgage solutions.
Services
Purchase Loans
Refinance Loans
Jumbo Mortgages
FHA Loans
VA Loans
HARP Loans
Reverse Mortgages
Debt Consolidation
Served areas
- Aliso Viejo, Mission Viejo, Laguna Hills, Laguna Beach, Irvine, San Clemente, Tustin, Costa Mesa, Huntington Beach
Details
- Year established: 2005
- Employees: 50
Highlights and features
- VA jumbo loans
Associations and certifications
- NMLS
Payment methods
- Credit cards
- Debit cards
What people say
Knowledgeable staff
Efficient processing
Successful home buying
Professional guidance
Transparent communication
Services
Purchase Loans
We provide tailored purchase loan solutions for first-time buyers, second home investors, and vacation property purchasers. Our FREE self-help tool helps determine optimal loan types while our experts guide clients through the entire process. Available for conventional properties and investment portfolios across multiple states.
Refinance Loans
Our refinance programs help homeowners reduce monthly payments, lower interest rates, or access home equity. The process begins with a FREE assessment tool to identify suitable refinancing options. We specialize in conventional refinancing and HARP program solutions for qualified applicants.
Debt Consolidation
This program enables homeowners to eliminate high-interest debt through home equity-based consolidation. Our tool identifies optimal debt management strategies while experts facilitate the process. Available for credit card debt elimination and general cash flow improvement purposes.
Reverse Mortgages
Designed for homeowners aged 62+, our reverse mortgage program provides tax-free funds while maintaining property ownership. We offer comprehensive education materials and personalized counseling to ensure proper understanding. Available nationwide with specialized support.
FHA Loans
We offer FHA-insured mortgage programs with low down payment requirements for qualified buyers. Our experts guide applicants through the unique qualification process and documentation requirements. Available for primary residences with competitive interest rates.
Questions
What loan programs does 1st Nationwide Mortgage offer?
We provide purchase loans, refinancing options, FHA/VA programs, HARP loans, reverse mortgages, and debt consolidation solutions across 15 states.
How can I determine which mortgage product suits me best?
Our FREE self-help tools analyze your financial situation to recommend suitable loan types, or contact our experts for personalized guidance.
In which states do you provide mortgage services?
We operate in Alaska, Arizona, California, Colorado, Florida, Georgia, Idaho, Iowa, North Carolina, Oregon, South Carolina, Tennessee, Texas, Virginia, and Washington.
What documentation is required to start the loan process?
Basic financial documents including income verification, asset statements, and property details are needed - our team provides specific checklists.
Can I refinance shortly after purchasing a home?
Refinancing timelines depend on loan type and equity position - consult our refinance specialists for case-specific guidance.
How does your mortgage approval process work?
The process begins with pre-qualification, followed by document submission, underwriting review, and final approval - typically completed within 30-45 days.
Reviews (5)
Carrie Ruckman
Oct 12, 2023
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Nathan was amazing to work with! He made the process simple and easy, answered any and all of my questions and was efficient with all of my documents. Great experience!
Georgia Woeger
Sep 26, 2023
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After many disappointing experiences with other finance/mortgage companies in the last few months, we couldnt be happier with Nathan Augirre at 1st Nationwide Mortgage. He kept us informed all the way through the process so we always knew where we stood. At the end of the day we got our HELOC loan and are moving forward. It was tough to find someone you trust in that industry, and we did find that here. Thanks again Nathan
Vito Tassone
Jun 29, 2021
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Chris & his team are responsive & helpful. They made the process simple & quick! I would recommend them to anybody!
Vito T.
May 04, 2017
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I have worked with Chris and Janeese several times over the years and I simply can not speak highly enough about their professionalism and caring hearts. They take each each client personally. I have used them for both conventional and SBA loans and I could not have had a better experience. If you want an organization that will truly be on your team from start to finish, 1st Nationwide is your team. Chris & Janeese are the best!!
Chris A.
May 04, 2017
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Very happy with our recent refi and also pleased with our original purchase thru 1st nationwide. Chris and janeese were very helpful and would highly recommend them.