Business Details
10 Years
experience
Your Trusted Business Funding Partner in Jersey City
AMP Advance is a business funding solutions provider dedicated to empowering small businesses through tailored financial services. With a client-centric approach, we specialize in delivering fast, transparent, and flexible funding options to meet diverse business needs. Our team combines industry expertise with cutting-edge technology to streamline the lending process, ensuring clients receive personalized solutions without unnecessary delays or complications. Since our inception, we have prioritized integrity and clarity, building trust through straightforward communication and eliminating industry jargon. Our commitment to speed with purpose has enabled us to fund over $150 million in capital for 15,000+ businesses nationwide. We focus on results-driven outcomes, helping entrepreneurs grow, scale, and stabilize their operations through innovative financing strategies. Our relentless pursuit of improvement ensures continuous enhancement of our products and services, maintaining our position as a trusted partner in business growth.
Services
Business Line of Credit
Equipment Financing
SBA Loans
Unsecured Business Loans
Merchant Cash Advance
Startup Funding
Details
- Year established: 2016
- Employees: 5
Highlights and features
- We've funded $150 million+ for 15,000+ small businesses nationwide
- Our team provides same-day funding options with no hard credit check
- We offer terms up to 10 years with competitive interest rates
- Our experts specialize in creative financing solutions for unique business needs
- We maintain a client-obsessed approach with personalized support
What people say
Game-changer for my seasonal tourism business
Smart, responsive, and results-driven
Quick turn around, competitive pricing
Helped me hit my funding goals
Smooth, fast, exactly what I needed
Services
Business Line of Credit
A flexible financing solution allowing businesses to access funds as needed for short-term expenses. This revolving credit option enables companies to manage cash flow gaps, cover payroll, or purchase inventory while only paying interest on utilized amounts. Our lines of credit feature competitive rates starting at 7.99% annual with terms up to two years.
Equipment Financing
Specialized funding for purchasing essential business equipment with the asset serving as collateral. This solution helps companies acquire machinery, technology, or vehicles without depleting operating capital. We offer terms up to five years at rates starting from 8.99% annual, with streamlined approval processes for faster implementation.
SBA Loans
Long-term financing options partially guaranteed by the Small Business Administration for major business needs. These loans support acquisitions, expansions, and working capital requirements with favorable terms up to 30 years at PRIME + 4.75% annual rates. Ideal for established businesses seeking substantial capital investment opportunities.
Merchant Cash Advance
Immediate capital access based on future revenue projections rather than credit scores. This non-traditional financing option provides lump sums in exchange for a percentage of future sales, with minimal documentation required. Available at monthly rates starting at 1.25%, suitable for businesses needing urgent working capital.
Startup Funding
Specialized capital solutions for early-stage businesses without established revenue streams. Our startup funding options include personal loan stacking and credit-based financing with terms up to 18 months at introductory rates starting at 0% APR. Designed to help entrepreneurs launch or scale operations without traditional collateral requirements.
Questions
What business funding options are available through AMP Advance?
We offer business lines of credit, equipment financing, SBA loans, merchant cash advances, unsecured business loans, and startup funding solutions tailored to your specific needs.
How quickly can I receive funding after approval?
Most approved applicants receive funds within 24 hours through our expedited funding process, with some options available for same-day disbursement.
What credit requirements are needed for business loans?
We offer options for businesses with varying credit profiles, including no-hard-inquiry options and solutions for applicants with lower credit scores.
Do you require collateral for business financing?
While some products require personal guarantees, we offer unsecured options that don't require traditional collateral for qualified applicants.
Which industries do you work with?
We serve businesses across all industries including restaurants, retail, professional services, construction, healthcare, and technology sectors nationwide.
How do I apply for business funding?
Complete our online application with basic business information to receive pre-qualification options - the process takes minutes with no impact on your credit score.
Reviews (3)
Carlos
Mar 19, 2018
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Even though we have great cash flow, our business showed a loss on paper after this most recent year. Traditionally, because of this I have been turned down everywhere I have gone. Amp Advance helped us when we thought there was no one else to provide us financing.
Charles
Mar 19, 2018
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You guys are doing a great job, keep it up! My monthly revenues have been on a consistent upward trend and we are up 20% from this point last year because of Amp Advance! Crazy right? We went from owning 3 ambulances and now 6 months later we are up to 9. When told they would increase my business, 10 times over, I was extremely skeptical. 6 months later I can proudly say they do what they say and they are more efficient than any other company we have ever worked with.
Dave
Mar 19, 2018
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The process of any type of financing is extremely tedious and time consuming. The team at Amp Advance makes the process of financing quick, seamless, and pain free! Funds appeared in my account in a little more than 72 hours too, which was quite to my surprise.