Business Details
26 Years
experience
Our services include providing guidance to ensure you make informed decisions. We assess quotes for value, suggest ways to improve coverage affordably, and help eliminate unnecessary costs. Clients appreciate the confidence that comes from knowing their insurance is managed carefully. With decades of experience and strong relationships with multiple carriers, we provide a wide range of options across Massachusetts and neighboring states, always working in your best interest.
Served areas
- Greater Boston, Massachusetts, New Hampshire, Rhode Island, Connecticut, New England
Details
- Year established: 2000
- Employees: 20
Highlights and features
- Independent agency offering personalized insurance solutions with broad carrier access
- Over twenty years experience serving Greater Boston clients reliably
- Customized coverage programs designed to fit individual and business needs
- Competitive rates achieved through multiple trusted insurance carrier partnerships
- Fast same-day response time with exceptional client service support
- Clear explanations of coverage ensuring clients fully understand protection options
Payment methods
- Credit cards, Financing available, Debit cards, Bank transfers, Checks
Services
Auto Insurance
Kovalev Insurance delivers Massachusetts auto insurance with a commitment to service, expertise, and personalized protection. Our policies cover a broad spectrum of vehicles and driving situations, with customized recommendations to meet state requirements and client needs. We strive to ensure each policy provides meaningful coverage and maximum value for every driver.
Homeowners Insurance
Our Massachusetts homeowners insurance offerings at Kovalev Insurance are designed to secure both your property and valuables. We provide protection against natural disasters, fire, theft, and legal liabilities, while offering optional coverage enhancements when needed. As a local independent agency, we focus on tailored policies and responsive support to give homeowners confidence in their protection plans.
Commercial Property Insurance
Business protection in Massachusetts starts with Kovalev Insurance. Our commercial property insurance policies provide comprehensive coverage for buildings, equipment, inventory, and business interruptions. We work closely with each client to assess risks, recommend appropriate coverage levels, and access multiple top-rated insurers, ensuring every policy is customized, cost-effective, and supported by exceptional client service.
Construction Insurance
Kovalev Insurance specializes in delivering construction insurance that shields Massachusetts contractors and developers from unpredictable risks. Our tailored policies address accidents, equipment and property loss, and liability exposure. We combine professional guidance, affordable options, and an efficient claims process to ensure business continuity and support clients in completing projects on time and within budget.
Artisan Contractors Insurance
Kovalev Insurance offers Artisan Contractors Insurance to protect contractors from financial exposure due to accidents, property damage, or professional errors. Our policies are customized to your business size, work type, and employee count, providing comprehensive protection that extends beyond the duration of a project. Contractors can rely on our solutions to maintain security and focus on delivering high-quality results.
Reviews (20)
Alexander Shulman
Mar 26, 2026
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I live in two unit condo and needed to choose correct balance between coverage of main policy condo insurance and my individual unit insurance. It was not an easy task for an amateur. Jenny Karavaeva has helped me a lot. She has explained different topics of the coverage in details. As a result I have chosen appropriate coverage and saved money. Great service! Last and this year Michael helped me a lot with main policy condo insurance. This year Sonia Carneiro helped me a lot with car and umbrella policies.
Kovalev Insurance provides great service year after year!
Kovalev Insurance provides great service year after year!
Josh Perkins
Feb 19, 2026
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I had an outstanding experience working with David DOC OConnell at Kovalev Insurance Agency, Inc. As a first-time home buyer, DOC made the process of securing both our auto and home insurance clear and easy to understand. He took the time to explain our options thoroughly, answered all of our questions, and ensured we had the right coverage.
DOC was always available, responsive, and genuinely committed to helping us make informed decisions.
Thanks to his guidance, we not only felt confident in our choices but also saved money. I highly recommend DOC and Kovalev Insurance Agency to anyone looking for a knowledgeable, trustworthy, and client-focused insurance professional.
DOC was always available, responsive, and genuinely committed to helping us make informed decisions.
Thanks to his guidance, we not only felt confident in our choices but also saved money. I highly recommend DOC and Kovalev Insurance Agency to anyone looking for a knowledgeable, trustworthy, and client-focused insurance professional.
Michael Talmadge
Feb 15, 2026
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As a small remodeling business in Springfield MA of 14 years, I switched all my insurance; auto, liability, worker's comp to a bundle with Kovalev Insurance. I will save thousands this year and they did all the work setting it up. I waited a few months to leave a review to see if there would be issues. I have communicated with Sofia a number of times for various reasons since then and it has been flawless. Five stars without hesitation.
Cynthia Paris
Jan 31, 2026
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I had an excellent experience working with David DOC OConnell at Kovalev Insurance Agency, Inc.. David made the entire process of bundling my rental properties, car, and home insurance completely seamless. He was incredibly knowledgeable, responsive, and easy to work withand most importantly, he helped me save money while ensuring I had the right coverage.
David took the time to explain my options clearly, answered all of my questions, and handled everything efficiently from start to finish. If youre looking for an insurance agent who is thorough, trustworthy, and truly client-focused, I highly recommend working with David and the Kovalev Insurance Agency.
David took the time to explain my options clearly, answered all of my questions, and handled everything efficiently from start to finish. If youre looking for an insurance agent who is thorough, trustworthy, and truly client-focused, I highly recommend working with David and the Kovalev Insurance Agency.
Gennadiy Bukhmatov
Jan 31, 2026
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Professional and accurate service. Call me about prices changes and find me alternative Insurance company when my previous rises price to high.
Sergey Borisov
Nov 18, 2025
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Very good experience and very positive feedback working with Kovalev Insurance Agency. I was very impressed with how fast Kovalev insurance managed my case with the highest level of professionalism, understanding customer needs and prompt support. Few people assisted me as a single team, and they are definitely responsive, knowledgeable and really detailed oriented without generating any "white noise" (that often happens in the modern world). As a result, I saved significant $-amount and time
Thank you very much, I really recommend Kovalev Insurance Agency!
Thank you very much, I really recommend Kovalev Insurance Agency!
Ben Iacoi
Aug 27, 2025
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Michael and his entire team are top tier professionals and true experts in the P&C insurance space. Their willingness and enthusiasm shows through with each transaction and in how they always fight for the best possible deal for their clients. In addition, the team goes above and beyond to help educate and 'teach-up' their clients and is always willing to make the time to talk through creative and novel coverage options that fit the unique business model of each client. Michael runs a great organization and runs it with a true client centric focus which shows through with his entire staff. Very special shoutout to Sofia as well and all she does to support all of our team's needs.
Daniel T.
Aug 12, 2025
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This is my second review for Kovalev Insurance:
I had a fantastic experience with Kovalev Insurance Agency, particularly with Karina. I was seeking assistance with commercial insurance, and Karina went above and beyond to ensure that my needs were met. Her expertise and professionalism were evident from the start, as she guided me through the process with clarity and patience. Not only did she address my concerns promptly, but she also provided valuable insights to help me make informed decisions.
Thanks to Karina's dedication and personalized attention, I was able to resolve my insurance issue efficiently and effectively. I highly recommend Kovalev Insurance.
2022 Review:
Great and professional service. Michael and team helped us to find a great insurance option for our business. Highly recommend them.
I had a fantastic experience with Kovalev Insurance Agency, particularly with Karina. I was seeking assistance with commercial insurance, and Karina went above and beyond to ensure that my needs were met. Her expertise and professionalism were evident from the start, as she guided me through the process with clarity and patience. Not only did she address my concerns promptly, but she also provided valuable insights to help me make informed decisions.
Thanks to Karina's dedication and personalized attention, I was able to resolve my insurance issue efficiently and effectively. I highly recommend Kovalev Insurance.
2022 Review:
Great and professional service. Michael and team helped us to find a great insurance option for our business. Highly recommend them.
Tale Ibrahimov
Jun 01, 2025
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Christopher helped me get general liability insurance for my business at a really good price. He explained everything clearly, was always quick to respond, and made the whole process easy for me. Im very happy with the service and highly recommend him to anyone looking for business insurance.
Aditya Bansal
May 18, 2025
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Excellent experience to date with Kovalev Insurance .. they were timely, knowledgeable and were able to provide a tailored solution to my needs. The transition process was also very smooth and saved me quite a few $$ on insurance overall. So far so good, highly recommend them!
Mark Toskey
Mar 13, 2025
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Great place with great people. Ive worked primarily with David OConnell. He set me up with several new insurance policies after my previous company raised rates. Also, he went out of his way during his vacation to ensure I was able to purchase a new car and drive home with it the same day. I cant recommend Kovalev enough.
Stanislav Engelgardt
Dec 30, 2024
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I use Kovalev Insurance Agency, Inc before for my car insurance and I have good experience. This time I contact Michael for my business insurance policy and for me was the best experience he responds really quick and was super friendly and answer all the question because I am getting first time business insurance. He provides me with Best service, good policy and great price. I recommend Kovalev Insurance Agency, Inc to everyone and you will be not disappointed.
Maureen Harris
Nov 30, 2024
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Top notch experience working with DOC. I reached out to several independent agencies for quotes, and David at Kovalev really stood out with the comprehensiveness of his answers, thorough guidance, and follow-up. The rates offered were highly competitive. Ultimately, I passed on another agency that was slightly less expensive because of the experience I had working with David, such that I felt a greater sense of confidence that the coverage we were purchasing was right for my family and that this agency would ensure we have the right coverage at a fair rate going forward.
Ramsey
Nov 27, 2024
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David O'Connell worked patiently to find us a good auto/home insurance solutions. DOC was diligent and prompt in his reponses. Thanks for everyone who left reviews here. Reading those encouraged me to get in touch with Kovalev Insurance and I am very happy with services offered. Tnx DOC
Jiawei Sun
Oct 20, 2024
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I had a great experience working with David DOC OConnell at Kovalev Insurance Agency. I submitted an online request on Tuesday, and he responded within two hours. By Wednesday, he had gathered all the necessary details, and by Thursday, he presented me with auto, home, and umbrella quotes at competitive rates. By Friday, everything was finalized. If youre looking for a knowledgeable and efficient insurance broker, I highly recommend DOC!
Mimi Song
Oct 14, 2024
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We could not recommend Kovalev Insurance, specifically David O'Connell ("DOC") enough!! If you are looking for an adviser to help you navigate through any and all insurance-related matters, look no further than to DOC. We are first time homebuyers and had a ton of questions - DOC always responded promptly, made us feel comfortable asking any and all of our questions, and helped us to to actually understand what we are paying for as part of our insurance policies.
Not to mention, he found us the best coverage at the cheapest rate, and we are resting assured that in the future when it's time to renew our policies or if we have any claims, that we are always going to be in good hands. Thank you DOC, you are the best!!!
Not to mention, he found us the best coverage at the cheapest rate, and we are resting assured that in the future when it's time to renew our policies or if we have any claims, that we are always going to be in good hands. Thank you DOC, you are the best!!!
Edward Sh
Oct 07, 2024
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I am a customer of Kovalev Insurance for a long time. My representatives Leo and Tanya are very knowledgeable and very professional. Recently I bought a new car and I needed Insurance coverage right away. Leo and Tanya were able to open the new policy with great coverage in a couple of hours.
WOW WOW
Thank you very much guys!!! I really appreciate it. I highly recommend this agency!!!
WOW WOW
Thank you very much guys!!! I really appreciate it. I highly recommend this agency!!!
Laura Schulz
Oct 01, 2024
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I had the pleasure of working with Michael Kovalev regarding the master insurance on a building in Boston. This gentlemen found us a very reasonable insurance and in record time. He is professional and courteous. We have had a wonderful experience and can only recommend his firm. He will continue to have our business in the years to come!
Elena Petrov
Aug 11, 2024
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When I decided to switch my insurance provider, I reached out to three local agents, hoping to find a company that values personalized service and provides clear, informed guidance. My goal was to work with a team who could thoroughly understand my needs, offer a range of options, and walk me through the pros and cons of each. I found all of thisand morewith Kovalev Insurance. Their representatives were consistently prompt and attentive in addressing my calls and emails.
Every piece of information was presented clearly and professionally, leaving me with complete confidence in my decision. The dedication and professionalism at Kovalev Insurance exceeded my expectations, and I am more than happy to recommend them to my clients.
Every piece of information was presented clearly and professionally, leaving me with complete confidence in my decision. The dedication and professionalism at Kovalev Insurance exceeded my expectations, and I am more than happy to recommend them to my clients.
Kim Ghantous
Jan 13, 2024
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We had a great experience with Doc, Michael, and the Kovalev team. They were able to work within our tight timeline and helped us select the best policy for our situation. They were super responsive, patient, and knowledgable and we'll definitely use them in the future. Highly recommend!