Alexander Southwell Mortgages

From an initial conversation about your borrowing needs to the completion of your mortgage, our team at Alexander Southwell Mortgages provides guidance designed around your circumstances. We are an independent, FCA-authorised mortgage broker with offices in Romsey, supporting clients throughout Britain. Our research covers offerings from more than 100 lenders, enabling us to consider a broad selection of potential arrangements. We advise on first-home purchases, moving house, remortgaging and buy-to-let investments, as well as specialist situations involving self-employment, adverse credit, shared ownership, new builds and key worker schemes. Each recommendation follows an assessment of your financial position and objectives.

We aim to remove unnecessary complexity by explaining interest rates, mortgage duration, monthly repayments and potential early repayment charges in accessible terms. Following your decision, we undertake the mortgage application and continue liaising with lenders and other involved professionals. Nationwide clients can arrange video or telephone consultations and receive assistance by email, while customers near Romsey or Southampton may choose to meet us directly. Our advice carries no broker charge in most circumstances because lenders pay us for completed business. For mortgages below 100,000, a 299 fee becomes payable after an offer; some complex cases involve charges up to 995. Applicable fees are always communicated upfront.