Business Details
Your Trusted Financial Partner in Wisconsin
UW Credit Union is a member-focused financial institution dedicated to empowering individuals and communities through innovative banking solutions. With a commitment to financial wellness, we offer a comprehensive suite of services including checking and savings accounts, mortgage and auto loans, credit cards, and wealth management. Our personalized approach combines cutting-edge technology with local expertise to meet the diverse needs of our members across Wisconsin. By prioritizing transparency, accessibility, and community engagement, we strive to build lasting relationships that foster long-term financial success. 
Services
Checking Accounts
Savings Accounts
Home Loans
Auto Loans
Credit Cards
Student Loans
Personal Loans
HELOC
Investment Planning
Wealth Management
Highlights and features
- We offer 0% intro APR on HELOCs for 3 months with variable APR thereafter.
- Our mortgage rates include free pre-approval and low closing costs.
- Rewards Checking provides cash back on credit card purchases with no monthly fees.
- 24/7 card lock/unlock and instant account notifications ensure secure banking.
- In-house tech team delivers innovative digital solutions for anytime, anywhere access.
Services
Rewards Checking
Our Rewards Checking offers members Early Payday, cash back on credit card purchases, and exclusive card designs. This account provides balance backup protection and no monthly fees, ensuring financial flexibility while helping members maximize their everyday spending power through personalized benefits.
Home Equity Line of Credit
The Home Equity Line of Credit (HELOC) provides flexible access to funds using your home's equity. With a 0% intro APR for 3 months and 6.50% Variable APR thereafter, it's ideal for renovations or major expenses. This revolving credit line allows borrowers to draw funds as needed while maintaining competitive rates and terms.
Auto Loans
Auto loans cover new and used vehicle purchases with competitive rates like 4.97% APR for 48-month terms. We offer refinancing options and 90 days of no interest or payments on select loans. Our flexible terms accommodate various credit profiles while ensuring affordable monthly payments for our members.
Wealth Management
Wealth management services include personalized investment strategies and retirement planning. Our team provides portfolio management, estate planning guidance, and financial goal setting. By combining local expertise with comprehensive tools, we help members grow and protect assets across different market conditions.
Digital Banking
Digital banking offers 24/7 access to account management, bill pay, and Zelle money transfers. Features include real-time notifications, card lock/unlock functionality, and free credit score monitoring. Our in-house developed platform ensures secure, intuitive financial management from any device, enhancing convenience and control for modern banking needs.
Questions
What is UW Credit Union's routing number?
Our routing/transit number is 275979076 for all transactions.
How can I pay my loan online?
Visit our Online Payment Center to make secure loan payments 24/7.
Do you offer mortgage pre-approval?
Yes, we provide free mortgage pre-approvals with no closing cost guarantees.
Are there fees for using ATMs?
We offer fee-free access to 30+ Wisconsin ATMs and global ATM locator tools.
Can I lock my debit card temporarily?
Yes, use Web Branch or our mobile app to instantly lock/unlock your card.
Do you have student loan refinancing options?
We offer private student loan refinancing with competitive rates for qualified borrowers.
