Business Details
23 Years
experience
Trusted Massachusetts Bankruptcy and Business Law Services
Grantham & Cencarik, PC has provided client-centered legal services in Eastern Massachusetts for over 23 years. Founded in 2003 by managing partner Dax Grantham, Esq., our firm specializes in bankruptcy law, civil litigation, and business law with a focus on delivering tailored results. We offer free consultations, direct attorney access, and affordable payment plans while maintaining a commitment to transparency and client-first representation. Our bankruptcy practice helps individuals and businesses navigate Chapter 7 and Chapter 13 filings, debt relief, and foreclosure prevention.In business law, we assist with incorporation, contract drafting, and operational guidance for startups and established companies. With offices in Woburn, we serve clients across Boston and surrounding communities including Salem, Cambridge, and Plymouth. Our approach combines legal expertise with practical solutions to help clients achieve financial fresh starts and business success.
Services
Personal Bankruptcy
Business Bankruptcy
Business Law
Chapter 7 Bankruptcy
Chapter 13 Bankruptcy
Details
- Year established: 2003
Highlights and features
- 23 years of Massachusetts bankruptcy law experience
- Free contact-free attorney consultations available
- Direct attorney access with no hidden fees
- Tailored legal strategies for individual needs
- Affordable rates with payment plan options
What people say
Understanding and professional
Knowledgeable and effective
Helped save our house
Reasonable rates
Successful bankruptcy filing
Services
Personal Bankruptcy
Helping Massachusetts residents eliminate or restructure personal debt through Chapter 7 and Chapter 13 bankruptcy filings. Our attorneys guide clients through means testing, automatic stay protection, and discharge processes while preserving essential assets. Services include foreclosure prevention and creditor protection for individuals facing financial hardship.
Business Bankruptcy
Providing debt solutions for Massachusetts businesses through Chapter 7 liquidation or Chapter 11 reorganization. We assist corporations, LLCs, and partnerships with debt restructuring, operational protection, and strategic dissolution while minimizing owner liability. Services include creditor negotiation and court representation.
Business Law
Offering comprehensive legal support for Massachusetts businesses including entity formation, contract drafting, and operational guidance. Our services cover business incorporation, commercial leases, franchise agreements, and employment contracts to establish strong legal foundations for startups and established companies.
Chapter 7 Bankruptcy
Facilitating complete debt elimination for qualifying individuals and businesses through Chapter 7 bankruptcy. Our process includes asset evaluation, exemption protection, and court representation to help clients achieve financial fresh starts while complying with Massachusetts bankruptcy laws and federal regulations.
Chapter 13 Bankruptcy
Creating customized debt repayment plans for clients with regular income through Chapter 13 bankruptcy. We develop three-to-five-year payment schedules that satisfy creditors while protecting assets like homes from foreclosure, ensuring compliance with court requirements throughout the process.
People
Dax Grantham
Owner/Attorney
Managing partner with 23 years of Massachusetts legal experience specializing in bankruptcy and business law. Founded Grantham & Cencarik, PC in 2003 to provide client-focused legal solutions with direct attorney access and transparent pricing.
Questions
What's the difference between Chapter 7 and Chapter 13 bankruptcy?
Chapter 7 eliminates most debts quickly through asset liquidation, while Chapter 13 creates payment plans for debtors with regular income. Our attorneys help determine which option suits your financial situation.
Can bankruptcy stop foreclosure on my Massachusetts home?
Yes, filing Chapter 13 bankruptcy before foreclosure sale stops proceedings, allowing you to catch up on mortgage payments through a repayment plan while retaining home ownership.
How much does bankruptcy cost in Massachusetts?
Costs vary by case complexity. We offer free consultations to evaluate your situation and provide transparent pricing for filing fees, attorney services, and payment plan options.
What business legal services do you offer?
We assist with business formation, contract drafting, commercial leases, franchise agreements, and operational guidance to establish proper legal structures for Massachusetts startups and established businesses.
Do you offer free initial consultations?
Yes, we provide free contact-free consultations with our attorneys to discuss bankruptcy options, business legal needs, and develop tailored solutions for your specific situation.
