Business Details
27 Years
experience
Your Trusted Partner for Financial Advisory Solutions
MRM Horizons Advisors has been delivering strategic investment solutions since 1999, specializing in long-term value investing. Our approach prioritizes contrarian strategies and concentrated portfolios designed to capitalize on market inefficiencies. With over 25 years of combined experience, our team of seasoned professionals maintains a client-first philosophy, aligning our interests with investors through significant personal capital investment.We focus on building enduring relationships by providing transparent, results-driven advisory services tailored to high-net-worth individuals and institutions. Our commitment to disciplined investing and operational excellence has established us as trusted partners in wealth management.
Services
Portfolio Management
Wealth Planning
Investment Advisory
Risk Assessment
Tax-Advantaged Strategies
Details
- Year established: 1999
Highlights and features
- We offer 25+ years of experience in contrarian value investing
- Our team maintains $60M+ personal capital invested alongside clients
- We implement concentrated portfolio strategies with 25-30 high-conviction securities
- Our principals provide direct access without intermediary sales teams
- We focus on tax-efficient compounding through long-term investment horizons
Services
Investment Management
Our concentrated investment approach targets undervalued opportunities through rigorous fundamental analysis. We construct portfolios of 25-30 securities with long-term growth potential, focusing on companies with strong cash flows and inflation-resistant characteristics. Our strategy emphasizes tax-efficient compounding through extended holding periods.
Wealth Planning
We develop customized wealth management plans aligned with individual financial goals and risk tolerance. Our approach integrates tax planning, estate considerations, and intergenerational transfer strategies. We provide ongoing portfolio adjustments to maintain alignment with evolving client circumstances and market conditions.
Risk Assessment
Our comprehensive risk evaluation examines portfolio concentration, liquidity needs, and market exposure. We employ stress-testing methodologies to assess downside protection and implement hedging strategies where appropriate. The process includes regular reviews of investment performance against client-specific benchmarks.
Tax-Advantaged Strategies
We implement tax-efficient investment structures to maximize after-tax returns. Our approach includes tax-loss harvesting, asset location optimization, and strategic realization of gains. We coordinate with client accountants to ensure compliance while minimizing tax liabilities across investment cycles.
Client Reporting
We provide detailed quarterly performance reports with attribution analysis and portfolio positioning updates. Our reporting includes benchmark comparisons, risk metrics, and cash flow projections. Clients receive direct access to portfolio managers for personalized performance discussions and strategy adjustments.
People
Richard Silver
CEO & Chief Investment Officer
Founder with 30+ years experience managing high-net-worth portfolios. Holds Series 65 license. Former executive at major brokerages. Northeastern University MBA. Leads investment strategy and client relationships.
Josh Stewart
Portfolio Manager
Manages client portfolios since 2000. Northeastern University finance graduate. Series 65 licensed. Oversees investment selection and client relations. 25+ years industry experience including Putnam Investments.
Stephen Carluccio
COO & General Counsel
Chief Compliance Officer since 2008. Legal and regulatory expert with Boston University Law/MBA. 25+ years financial services experience. Oversees operations and strategic planning. Former broker-dealer executive.
John Parisi
Managing Director of Finance
Leads financial operations since 2005. Northeastern University graduate. Former Honeywell executive. Six Sigma certified. Manages technology infrastructure and back-office operations for investment management.
Michael Gagne
Principal & Investment Advisor
Series 65 licensed advisor. Former Goldman Sachs and JPMorgan Chase consultant. Specializes in high-net-worth wealth management. Oakland University BS and MBA. Focuses on client acquisition and portfolio development.
Questions
What investment approach does Mad River Investors use?
We employ a concentrated, long-term contrarian strategy focusing on undervalued companies with strong fundamentals. Our approach avoids benchmark chasing in favor of identifying mispriced opportunities with multi-year growth potential.
What are the minimum investment requirements?
Our minimum investment threshold is $500,000. This allows us to effectively implement our concentrated portfolio strategy while maintaining appropriate diversification across 25-30 securities.
How are investment fees structured?
We charge a 1.5% annual management fee based on assets under management. Accredited investors may also access performance fee options aligned with our long-term investment objectives.
How does Mad River Investors manage risk?
We reduce risk through extended investment horizons, concentrated positions in well-researched opportunities, and maintaining significant personal capital alongside client investments to ensure aligned interests.
What reporting and communication can clients expect?
Clients receive quarterly performance reports with detailed attribution analysis. Our principals provide direct access for portfolio discussions and strategy adjustments through regular client meetings and immediate phone access.
How does the firm stay current with market changes?
Our team maintains continuous market analysis through proprietary research and industry networks. We've positioned portfolios for inflationary environments over the past six years, focusing on companies with resilient cash flows.
