Business Details
30 Years
experience
Disability & ERISA Benefits Attorneys in Boston
Rosenfeld & Rafik, P.C. has been advocating for chronically ill and disabled individuals since 1996, specializing in ERISA benefits, healthcare coverage disputes, and disability claims. Our attorneys, including Super Lawyers-recognized partners Mala Rafik and Stephen Rosenfeld, have secured millions in internal appeals while maintaining a relentless litigation approach when necessary. We prioritize direct client communication and early intervention to alleviate the burden of benefit denials.Our practice extends beyond individual representation through leadership roles in healthcare advocacy organizations, aligning legal practice with human rights principles. With offices in Boston and Plymouth, we serve clients across Massachusetts and neighboring states, combining legal expertise with community activism to improve access to healthcare and disability benefits.
Services
ERISA Coverage Disputes
Long-Term Disability Claims
Health Insurance Denials
Healthcare Benefits Law
Denied Premium Waiver
Details
- Year established: 1996
Highlights and features
- We have over 25 years of experience in disability benefits law
- Our attorneys have recovered millions in denied benefits
- We combine litigation strength with personalized client advocacy
- Our partners hold leadership roles in healthcare policy organizations
- We serve clients across Massachusetts, Connecticut, New Hampshire, and Rhode Island
Services
ERISA Coverage Disputes
We represent clients in disputes over employee retirement and healthcare benefits governed by federal law. Our attorneys handle internal appeals and litigation for denied claims, focusing on procedural compliance and policy interpretation. With decades of experience, we advocate for clients facing benefit denials through ERISA-governed plans.
Long-Term Disability Claims
Our firm assists clients with long-term disability insurance claims and appeals. We represent individuals unable to work due to chronic illness or injury, challenging benefit denials and policy cancellations. Our approach combines legal expertise with understanding of medical documentation requirements to maximize client eligibility.
Health Insurance Denials
We advocate for clients denied health insurance coverage, focusing on chronic illness and disability-related treatments. Our attorneys challenge improper denials through administrative appeals and litigation, ensuring compliance with state and federal healthcare laws while protecting clients' access to necessary medical care.
Denied Premium Waiver
Our firm represents disabled policyholders seeking premium waivers for insurance policies, mortgages, and credit accounts. We challenge improper denials of waiver requests, working to alleviate financial burdens for clients unable to maintain payments due to disability or chronic health conditions.
Healthcare Benefits Law
We advise clients on coordinating healthcare benefits through various insurance programs. Our services include maximizing coverage under COBRA, Medicare, and private insurance plans while addressing disputes over treatment authorization and reimbursement for chronic care needs.
People
Stephen Rosenfeld
Partner
Stephen Rosenfeld co-founded the firm in 1996, specializing in disability benefits law. He serves on multiple healthcare advocacy boards and founded Health Law Advocates, combining legal practice with systemic healthcare reform efforts.
Mala M. Rafik
Partner
Mala Rafik, a Top 50 Massachusetts Super Lawyer, focuses on ERISA benefits and healthcare coverage disputes. She serves on ACLU and children's advocacy boards, integrating civil rights principles into disability benefits representation.
Socorra DeCelle
Socorra DeCelle provides legal support in disability and healthcare benefit claims, working closely with partners to ensure comprehensive client representation across all stages of the claims process.
Questions
What types of disability claims do you handle?
We handle long-term and short-term disability claims for chronic illnesses and injuries, including ERISA-governed plans and private insurance policies.
Can you help with denied health insurance claims?
Yes, we represent clients denied coverage for medical treatments, procedures, and medications, focusing on chronic condition-related care.
What is ERISA and how does it affect my case?
ERISA is federal law governing employee benefits. It affects your appeal process and legal options for challenging benefit denials through specific procedural requirements.
Do you represent clients outside Massachusetts?
We represent clients throughout New England, including Connecticut, New Hampshire, and Rhode Island, in addition to Massachusetts.
How are your attorneys qualified to handle these cases?
Our attorneys have over 25 years of experience, with Super Lawyers recognition and leadership roles in healthcare policy organizations.
