Business Details
22 Years
experience
Your Trusted Partner for Financial Planning in Lubbock, TX
Founded in 2004, Amicus Financial Advisors operates on the principle of prioritizing clients above all else. Our name, derived from the Latin word for 'friend,' reflects our commitment to treating every client as a trusted partner in their financial journey. We adhere to a fiduciary standard, ensuring all recommendations are made solely in our clients' best interests without conflicts of interest from commissions or proprietary products. Our team-based approach integrates investment specialists, tax experts, attorneys, and insurance professionals to deliver holistic financial solutions tailored to individual goals. With a focus on long-term relationships, we adapt strategies as clients' lives evolve, utilizing evidence-based investment methodologies proven through rigorous research.We measure success by our clients' achievements, offering comprehensive services spanning retirement planning, tax strategies, legacy planning, and risk management. Our independence allows access to a broad spectrum of investment options, ensuring alignment with each client's unique circumstances. Headquartered in Lubbock, Texas, we serve clients nationwide through multiple office locations and digital platforms, combining personalized service with cutting-edge financial tools.
Services
Investment Management
Retirement Planning
Tax Strategy
Insurance Solutions
Legacy Planning
Charitable Giving
Estate Planning
Risk Management
Financial Planning
Wealth Preservation
Details
- Year established: 2004
Highlights and features
- We operate under a fiduciary standard with no product commissions or conflicts of interest
- Our team includes CFPs, CFAs, and tax professionals working collaboratively on your behalf
- We implement evidence-based investment strategies proven through academic research
- Personalized financial plans adapt to evolving life circumstances and goals
- Nationwide service delivery through multiple office locations and digital platforms
Services
Investment Management
Our evidence-based investment strategies combine academic research with practical application to build customized portfolios. We focus on long-term growth while managing risk through diversified asset allocation. Our team continuously monitors market conditions to optimize investment performance for individual client objectives.
Retirement Planning
We develop comprehensive retirement plans considering income needs, tax implications, and lifestyle goals. Our approach includes analyzing Social Security optimization, pension options, and withdrawal strategies. We help clients navigate 401(k)s, IRAs, and other retirement vehicles to ensure financial security in their post-work years.
Tax Strategy
Our tax-efficient strategies minimize liabilities through proactive planning and coordination with clients' accounting professionals. We focus on tax-advantaged investments, charitable giving, and retirement account management. The approach integrates with overall financial plans to maximize after-tax returns.
Estate Planning
We help preserve wealth for future generations through strategic estate planning. Services include wills, trusts, power of attorney arrangements, and beneficiary designations. Our team collaborates with legal professionals to ensure proper asset distribution according to client wishes.
Risk Management
We assess insurance needs to protect against financial risks through life, disability, and long-term care coverage. Our analysis considers existing policies and identifies gaps in protection. The approach ensures adequate safeguards while avoiding unnecessary insurance expenses.
People
Joseph Tombs
Co-Founder
Co-founded Amicus Financial Advisors in 2004 with a commitment to client-first principles. Brings extensive financial services experience focused on ethical advisory practices and long-term client relationships.
David Tombs
Investment Specialist
Certified Financial Planner with expertise in portfolio management and tax-efficient investment strategies. Holds CFA and EA credentials, focusing on integrating investment solutions with comprehensive financial plans.
Bryan Sauceda
Financial Advisor
Specializes in retirement planning and wealth preservation strategies. As a CFP and RICP holder, he helps clients navigate complex financial decisions during pre-retirement and retirement phases.
Evan Smith
Tax Expert
Provides tax planning expertise to minimize liabilities and optimize financial strategies. Combines EA certification with financial planning knowledge to deliver comprehensive tax-efficient solutions.
Larry Peterson
Senior Advisor
Offers specialized knowledge in retirement income planning and estate preservation. As a CFP and RSP designee, he focuses on creating sustainable income streams for clients during retirement years.
Questions
What financial planning services do you offer?
We provide comprehensive services including investment management, retirement planning, tax strategies, estate planning, and risk management tailored to individual client needs.
Are you legally required to act in my best interest?
Yes, we operate as fiduciaries required by law to prioritize client interests above all other considerations in our advisory relationships.
How are your investment strategies different?
We use evidence-based approaches proven through academic research rather than chasing market trends or promoting proprietary products.
Do you work with clients outside Texas?
Yes, we serve clients nationwide through our offices in Texas, Utah, Pennsylvania, and Florida, plus digital communication tools.
How do you charge for your services?
We utilize transparent fee structures based on assets under management, with no hidden fees or product commissions.
Can you help with existing retirement accounts?
Yes, we work with various retirement vehicles including 401(k)s, IRAs, and pension plans to optimize your retirement strategy.