Business Details
50+ Years
experience
Global Insurance Solutions for Expats, Diplomats & Businesses
Clements has been a trusted provider of international insurance solutions since 1947, serving expats, diplomats, and organizations across 170+ countries. Headquartered in Washington, DC, with global offices in London, Dublin, and Gibraltar, we specialize in tailored personal and business insurance programs. Our acquisition by Arthur J. Gallagher in 2023 expanded our resources while maintaining our commitment to personalized service.With Coverholder status at Lloyd's ofLondon, we deliver unique coverage in high-risk regions. Recognized with 16 consecutive Best Practices Awards, our team combines 75+ years of expertise with innovative solutions for global living and operations. We prioritize client needs through 24/7 support and a proven track record in claims resolution, serving 95% of US embassy associations and 7 out of 10 Foreign Service Officers.
Services
International Car Insurance
Personal Property Insurance
Group Health Insurance
Cyber Insurance
Travel Insurance
US Home Insurance
Life Insurance
Umbrella Liability Insurance
Political Violence Insurance
High Net Worth Insurance
Details
- Year established: 1947
Highlights and features
- 75+ years of expertise in international insurance markets
- Coverholder status at Lloyd'sofLondon enables unique risk solutions
- Serving clients in 170+ countries with localized support
- Recognized with 16 consecutive Best Practices Awards in the industry
- Integrated with Arthur J. Gallagher for expanded global resources
Associations and certifications
- Lloyd's ofLondon
- Better Business Bureau
What people say
Responsive, professional and supportive
Prompt support appreciated
Excellent customer service
Quick claims resolution
Dedicated case management
Services
International Car Insurance
Specialized auto insurance for expats and international businesses operating in 170+ countries. Our policies provide comprehensive protection including third-party liability, physical damage, and emergency roadside assistance. With expertise in high-risk regions and unique partnerships like Lloyd'sofLondon, we offer coverage where traditional insurers cannot. Our solutions cater to diplomatic missions, military personnel, and global organizations requiring cross-border mobility.
Group Health Insurance
Customizable health insurance programs for international businesses and organizations. Our group plans provide comprehensive medical coverage across 170+ countries with options for inpatient/outpatient care, maternity benefits, and emergency medical evacuation. Designed for corporations, NGOs, and international schools, our solutions include multilingual support and streamlined claims processing. Integration with global healthcare networks ensures quality care for employees worldwide.
Political Violence Insurance
Specialized coverage against political risks including expropriation, terrorism, and civil unrest. Tailored for businesses operating in emerging markets and high-risk regions, this insurance protects physical assets and business continuity. Our expertise in complex geopolitical environments enables coverage in areas where standard policies exclude. Backed by Lloyd'sofLondon partnerships, we provide risk mitigation solutions for contractors and multinational corporations.
High Net Worth Insurance
Comprehensive insurance solutions for affluent individuals with global assets. Our policies cover luxury properties, fine art collections, and international liabilities across multiple jurisdictions. Designed to address gaps in standard policies, we offer worldwide coverage with claims handling expertise in complex asset classes. Services include risk management consulting and tailored solutions for yachts, jewelry, and international real estate portfolios.
Cyber Insurance
Global cyber risk coverage for businesses operating across international borders. Our policies protect against data breaches, ransomware attacks, and network security failures with coverage for legal liabilities, business interruption, and crisis management. Tailored for multinational corporations, financial institutions, and NGOs, we provide risk assessment tools and incident response planning. Our global claims network ensures rapid support in multiple jurisdictions.
Questions
What international insurance solutions do you specialize in?
We provide personal and business insurance for expats, diplomats, and organizations operating globally, including auto, health, life, property, and specialty coverage across 170+ countries.
Can you insure high-risk regions where others won't?
Yes, our Lloyd'sofLondon partnerships and 75+ years of expertise enable coverage in emerging markets and politically sensitive areas where traditional insurers decline.
How do you handle international claims?
Our global claims team provides 24/7 support with multilingual specialists and local partners to ensure rapid resolution across 170+ countries, including complex cross-border cases.
Are you part of a larger insurance network?
Since 2023, we've been part of Arthur J. Gallagher, one of the world's largest insurance brokers, while maintaining our specialized international focus and service culture.
What industries do you serve?
We specialize in diplomatic missions, international schools, NGOs, military contractors, financial institutions, and high-net-worth individuals requiring global insurance solutions.
How do you assist with policy renewals?
Our dedicated account managers provide proactive renewal support with policy reviews, updated risk assessments, and seamless continuation of coverage across international jurisdictions.
Videos
