Business Details
50+ Years
experience
Your Trusted Partner for Banking Solutions in Fort Sill
FSNB, formerly known as Fort Sill National Bank, has been a trusted banking partner since 1946. Founded to serve military personnel at Fort Sill, Oklahoma, we expanded our mission to support both military and civilian communities nationwide. Our family-led legacy spans four generations, combining personalized service with innovative digital solutions. We specialize in tailored financial products, including military-focused loans, low-cost checking accounts, and nationwide branch access. With over 75 locations and $472 million in assets, we prioritize customer-centric banking, maintaining a commitment to accessibility, security, and community impact.Our team of 650 professionals delivers expertise through online platforms, mobile apps, and in-person services. Recognized by the Association of Military Banks of America, we uphold standards of excellence in serving service members and their families. Our history of adapting to technological advancements ensures clients receive modern solutions while preserving traditional values. We remain dedicated to fostering financial well-being through transparent practices and responsive support.
Services
Checking Accounts
Savings Accounts
Auto Loans
Mortgage Loans
Online Banking
Mobile App
Overdraft Protection
Savings Bonds
Wire Transfers
Debit Cards
Details
- Year established: 1946
Highlights and features
- Founded in 1946 with a legacy of military banking expertise
- Family-led for four generations with nationwide branch access
- 24/7 online and mobile banking with award-winning security
- Specialized services like military graduation loans and overdraft protection
- Over 80 years of community-focused financial expertise
Associations and certifications
- Association of Military Banks of America (AMBA)
- Veterans Benefits Banking Program (VBBP)
What people say
Loves this bank
Friendly, caring team
Excellent customer service
Personalized banking experience
Military-friendly policies
Services
Online Banking
FSNB's online banking platform provides 24/7 access to account management, bill pay, and fund transfers. Users can open accounts in under five minutes with secure identity verification. The system supports real-time balance checks, transaction history, and e-statements for enhanced financial control.
Auto Loans
Our auto loan program offers competitive rates for new and pre-owned vehicles. Military members receive specialized terms through our Veterans Benefits Banking Program. Loan applications can be submitted online with instant eligibility checks and dedicated support from financing specialists.
Overdraft Protection
This service provides a financial safety net with a $20 per-transaction fee when utilized. Limits are determined by deposit history, with automatic assignment for direct deposit customers. Protects against returned item fees while promoting responsible account management.
Mobile App
The FSNB mobile app enables account access from smartphones and tablets. Features include mobile check deposit, real-time alerts, and instant fund transfers. Biometric login options ensure security while maintaining convenience for on-the-go banking needs.
Savings Bonds
We facilitate U.S. Savings Bond purchases and redemptions. EE and I bonds can be acquired through TreasuryDirect.gov with in-branch assistance available. These low-risk investments offer guaranteed returns and tax advantages for long-term financial planning.
People
Tiffany Davis Schaefer
CEO
Fourth-generation leader with extensive banking experience, driving FSNB's digital transformation while maintaining family values. Focuses on military community support and nationwide expansion.
Questions
How do I open an online account with FSNB?
Visit our website and complete the 5-minute application with required identification and Social Security number.
What loan options are available for military members?
We offer specialized military graduation loans, vehicle financing through the Veterans Benefits Program, and emergency cash advances with flexible terms.
How does overdraft protection work?
Overdraft protection covers transactions when funds are insufficient, charging $20 per item used. Limits depend on deposit history and account standing.
Can I access banking services internationally?
Yes, our IVR system supports international calls, and online banking works globally with local branch support available at military installations.
What are the Elite Customer benefits?
Elite members receive waived fees, free card customization, priority customer service, and exclusive budgeting assistance for $4 monthly.
