Business Details
Trusted Insurance Solutions for Businesses and Individuals
Since 1848, Westfield Insurance has provided insurance that protects what matters most to our clients. Our long-standing tradition of excellence, culture of caring, and innovative mindset ensure coverage for today and the future. With over $1.9 billion in direct written premium and an A rating from AM Best since 1934, we combine financial strength with personalized support. Our industry-specific expertise spans business insurance, workers' compensation, and specialized coverages tailored to unique needs. We prioritize community investment and sustainability, reflecting our commitment to people and responsible growth. Our digital tools like MyWestfield Insurance empower clients to manage policies and claims efficiently.Through independent agents, we deliver customized solutions backed by decades of experience navigating risks. Our legacy of trust stems from core values: integrity, knowledge, respect, and stewardship. We serve diverse sectors including agribusiness, healthcare, hospitality, and professional offices. By focusing on risk control and premium audits, we help businesses minimize losses and optimize coverage. Our forward-thinking approach ensures clients receive innovative protections against emerging threats like cyber-attacks.
Services
Business Insurance
Workers Compensation
Commercial Auto
Cyber Insurance
Surety Bonds
Commercial Property
Business Interruption
Equipment Breakdown
Commercial Umbrella
Inland Marine
Highlights and features
- We have over $6.3 billion in assets and an A rating from AM Best since 1934.
- Our legacy of trust spans 175 years of serving communities with integrity.
- We offer industry-specific expertise across 21 states and multiple sectors.
- Customizable coverage tailored to unique business and personal needs.
- We combine digital tools like MyWestfield Insurance with personalized agent support.
Associations and certifications
- AM Best
What people say
Reliable insurance company
Communication over the years
Services
Business Insurance
Westfield Insurance's business insurance protects companies against property damage, liability claims, and operational disruptions. Our policies combine general liability, commercial property, and business interruption coverage. Tailored solutions address risks specific to industries like healthcare, hospitality, and professional services.
Workers Compensation
This coverage provides medical care, rehabilitation costs, and wage replacement for injured employees. Westfield Insurance's program includes return-to-work assistance and risk management resources. It helps businesses maintain compliance while supporting workforce safety across multiple states.
Commercial Auto
Commercial auto insurance safeguards vehicles used for business purposes. Coverage extends to trucks, vans, and employee vehicles involved in client meetings or deliveries. Protection includes collision damage, liability claims, and uninsured motorist scenarios across our 21-state service area.
Cyber Insurance
Commercial cyber insurance helps businesses recover from data breaches and ransomware attacks. Our policies cover incident response, legal expenses, and notification costs. Additional protections address evolving threats like phishing scams and business email compromises.
Surety Bonds
Westfield Insurance's surety bonds ensure contractual obligations are met with confidence. Our offerings include contract bonds for construction projects and commercial bonds for regulatory requirements. These financial guarantees protect both project owners and service providers across multiple industries.
Questions
What types of business insurance does Westfield offer?
We provide general liability, commercial property, business interruption, workers' compensation, commercial auto, cyber insurance, and surety bonds tailored to specific industries.
Does Westfield cover cyber threats?
Yes, our commercial cyber insurance protects against data breaches, ransomware attacks, and phishing scams with response and recovery support.
How are insurance premiums calculated?
Premiums depend on business size, industry, location, employee count, claims history, and coverage limits. Request a customized quote for accurate pricing.
Is workers' compensation required for small businesses?
Workers' compensation is typically required for businesses with employees. Coverage provides medical benefits and wage replacement for work-related injuries or illnesses.
Can online businesses get insurance?
Yes, even without a physical office, online businesses need protection against client disputes, data breaches, and professional errors through tailored policies.
What states does Westfield operate in?
We offer commercial insurance in 21 states including Arizona, Florida, Ohio, Pennsylvania, Texas, and Wisconsin. Check with an agent for specific state availability.
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