Business Details
50+ Years
experience
Your Trusted Partner for Financial Planning Solutions
Dean Jacobson Financial Services has built a legacy of trust and excellence over 55 years, rooted in personalized client relationships and independent financial guidance. Our team-based approach ensures clients receive objective advice tailored to their unique goals, with a focus on comprehensive wealth management. We prioritize understanding each client's financial aspirations, offering strategies that balance growth, preservation, and long-term security. Our commitment to transparency and ethical practices has solidified our reputation as a leader in financial planning. With expertise in investment management, risk mitigation, and retirement planning, we empower clients to navigate complex financial landscapes confidently.Our independence allows us to recommend solutions aligned solely with client interests, not proprietary products. Through generational ownership transitions, weve maintained continuity while adapting to evolving market dynamics. Clients benefit from our deep industry knowledge, access to cutting-edge tools, and a culture of lifelong learning. We measure success by our clients' financial well-being and the enduring relationships we cultivate. This dedication to service excellence and client-first principles defines our approach to wealth management.
Services
Financial Planning
Investment Management
Risk Management
Retirement Planning
Estate Planning
Details
- Year established: 1967
Highlights and features
- 55+ years of proven expertise in financial planning
- Team-based approach with personalized client relationships
- Independent, objective advice without proprietary products
- Comprehensive wealth management across life stages
- Commitment to ethical standards and client-first principles
Associations and certifications
- Registered Investment Adviser (RIA)
What people say
Personalized service
Deep expertise
Long-term commitment
Clear communication
Proactive planning
Services
Financial Planning
Our comprehensive financial planning service integrates investment, tax, and estate strategies to create personalized roadmaps for long-term wealth accumulation. We analyze cash flow, risk tolerance, and life goals to develop actionable plans that adapt to changing circumstances. Clients receive ongoing guidance to optimize financial decisions across all life stages.
Investment Management
We implement strategic and dynamic asset allocation approaches using actively managed funds and ETFs. Our process combines risk assessment with market analysis to construct diversified portfolios aligned with client objectives. Regular reviews ensure optimal performance while maintaining disciplined investment principles through market cycles.
Risk Management
Our risk management solutions evaluate potential threats to financial security through life, disability, and long-term care insurance. We help clients implement protection strategies that safeguard income and assets while balancing coverage needs with affordability across personal and business contexts.
Retirement Planning
We specialize in qualified retirement plan design and management for businesses, alongside individual retirement strategies. Our approach addresses tax efficiency, distribution planning, and longevity risk to create sustainable income streams that support clients' desired retirement lifestyles.
Estate Planning
Our estate planning service coordinates legal documents and tax strategies to ensure efficient wealth transfer. We collaborate with attorneys to implement wills, trusts, and charitable giving vehicles that align with clients' legacy goals while minimizing tax liabilities.
People
Jeffrey J. Schmeltekopf
Owner | Partner
With decades of experience, Jeff Schmeltekopf leads with a commitment to client-centric wealth management. His expertise spans portfolio strategy and financial planning, ensuring clients receive tailored solutions aligned with their long-term objectives.
Timothy C. Lowry
Owner | Partner
Tim Lowry brings extensive investment management experience to his role, focusing on strategic asset allocation and risk assessment. He works closely with clients to develop comprehensive financial plans that adapt to evolving market conditions and personal goals.
Jonathan E. Dumas
Owner | Partner
Jonathan Dumas specializes in retirement plan consulting and business succession strategies. His approach combines technical expertise with personalized service to help clients navigate complex financial decisions with confidence.
Questions
What sets Dean, Jacobson Financial Services apart from other financial advisors?
Our 55+ year legacy combines personalized service with independent, objective advice. We focus on comprehensive wealth management rather than product sales, with a team-based approach ensuring continuity and diverse expertise.
How does the firm approach investment management?
We use strategic and dynamic asset allocation models, combining actively managed funds with ETFs. Our approach balances long-term growth objectives with risk management through market cycles.
What experience do your advisors have with retirement planning?
Since 1982, we've specialized in qualified retirement plans for businesses and individuals. Our expertise includes plan design, compliance, and individual retirement income strategies tailored to specific needs.
How are financial planning services structured?
We begin with comprehensive goal assessment, then develop customized plans integrating investment, tax, and estate strategies. Regular reviews ensure plans evolve with changing circumstances and market conditions.
What risk management solutions do you offer?
We provide life, disability, and long-term care insurance solutions, along with asset protection strategies. Our approach balances coverage needs with affordability while addressing both personal and business risk exposures.
