Business Details
50+ Years
experience
Your Trusted Credit Union in Colorado
Founded in 1957, Ent Federal Credit Union has served Colorado communities for over six decades, evolving from its origins at Ent Air Force Base to become the state's largest credit union. With assets exceeding $9 billion and serving 500,000+ members across 50+ service centers, we prioritize member-centric banking through award-winning service and competitive financial products. Our federally insured accounts ensure security while our local expertise delivers personalized solutions for individuals, families, and businesses.As a not-for-profit cooperative, we reinvest earnings to benefit members through lower fees, better rates, and innovative digital banking tools. Our commitment to community extends to employee satisfaction and financial education programs that empower customers to achieve long-term financial health.
Services
Checking Accounts
Savings Accounts
Mortgages
Personal Loans
Credit Cards
Certificates of Deposit
Online Banking
Mobile Banking
Business Banking
Financial Education
Details
- Year established: 1957
Highlights and features
- Award-winning member service with 65+ years of Colorado community focus
- Competitive rates on loans and deposits backed by $9B+ assets
- 50+ convenient service centers across Colorado
- 24/7 digital banking with advanced security features
- Financial education resources for every life stage
Associations and certifications
- NCUA
What people say
Zero monthly fees
Competitive rates
Award-winning service
Great mobile app
Financial education
Services
Checking Accounts
Our No Strings Checking account offers zero monthly fees, unlimited surcharge-free ATM access at 30,000+ locations, and dividend earning potential. Designed for everyday financial management, it includes mobile banking features, overdraft protection options, and award-winning customer service. Ideal for individuals seeking fee-free banking with the security of federal insurance.
Certificates of Deposit
Secure high-yield CDs with terms from 3 months to 84 months provide guaranteed returns with federal insurance. Special features include rate bumps on select accounts, penalty-free withdrawal options, and tiered rates that increase with balance amounts. Perfect for goal-oriented savers seeking predictable growth with principal protection.
Mortgage Loans
Local mortgage experts offer fixed and adjustable-rate options with competitive pricing and personalized guidance. Services include purchase loans, refinancing, and jumbo loans with 90-day rate locks. The team provides lifetime support from application through closing, ensuring timely processing with a 'Close on Time or Pay $500' guarantee.
Digital Banking
24/7 access includes mobile check deposit, bill pay, budgeting tools, and real-time alerts. Biometric security features and integration with multiple digital wallets enhance convenience. Free for all members, this platform supports account management from any device with advanced encryption protecting sensitive financial information.
Financial Education
Free resources include budgeting calculators, debt management workshops, and personalized coaching. Topics cover home buying, retirement planning, and credit building through articles, webinars, and in-person consultations. Designed to help members make informed decisions at every financial life stage.
Questions
What are Ent Federal Credit Union's membership requirements?
Anyone living or working in Colorado can join by opening a $5 savings account. Immediate family members of existing members also qualify regardless of location.
How do I access 24/7 banking services?
Use our mobile app or online banking portal for 24/7 account access, including mobile check deposit, bill pay, and real-time transaction monitoring.
What loan options are available for first-time homebuyers?
We offer specialized mortgage programs with competitive rates and down payment assistance options, plus personalized guidance from local loan officers.
How do Ent's CD rates compare to traditional banks?
Our certificate rates typically exceed national averages, with tiered options that reward higher balances and longer terms with premium yields.
What security measures protect my accounts?
Advanced encryption, biometric login options, and real-time fraud monitoring safeguard your accounts 24/7.
Can I schedule appointments with financial advisors?
Yes, our financial wellness centers offer free consultations for budgeting, debt management, and long-term financial planning.
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