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50+ Years
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Emergency
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Your Trusted Installment Loan Provider Nationwide
Since 1936, Tower Loan has been a trusted provider of consumer installment lending solutions across eight states. With over 260 locations and a team of experienced professionals, we specialize in fixed-rate installment loans designed to help customers manage unexpected expenses, consolidate debt, and achieve financial stability. Our streamlined application process allows qualified applicants to receive funds quickly through online, in-branch, or phone-based options. We maintain strict compliance with federal and state lending regulations while offering transparent terms and no prepayment penalties. Our team of lending experts works directly with customers to create personalized repayment plans that accommodate individual financial circumstances.

Through decades of service, we have developed a reputation for reliable lending practices and exceptional customer service. Our operations combine the convenience of digital lending with the personal touch of local branch support. We serve over 200,000 customers annually while maintaining our commitment to financial education and responsible borrowing practices. Our loan products are structured to help customers build credit history through timely payments reported to major credit bureaus. This combination of accessibility, transparency, and personalized service continues to make us a preferred lending choice for thousands of customers.
Services
Personal Loans Installment Loans Home Improvement Loans Vacation Loans Auto Secured Loans Emergency Loans Debt Consolidation Loans
Details
  • Year established: 1936
Highlights and features
  • We offer quick online loan applications with decisions in minutes during business hours
  • Our installment loans feature fixed interest rates for predictable monthly payments
  • We provide same-day funding options for qualified online applicants
  • We have no penalties for early loan repayment
  • Our lending specialists offer personalized assistance at 260+ local branches
What people say
Quick approval process Helpful staff members Flexible repayment options Transparent loan terms Convenient online access
Services
Personal Loans
Our personal loans provide flexible funding for unexpected expenses or financial opportunities. Customers can borrow between $600 and $22,000 depending on location and qualifications. These fixed-rate loans feature predictable monthly payments and terms ranging from 12 to 60 months.
Installment Loans
Our installment loans offer structured repayment plans with equal monthly payments. Available amounts range from $1,500 to $20,000 with interest rates determined by loan size and borrower qualifications. These loans help build credit history through regular payments reported to major bureaus.
Home Improvement Loans
Designed for property upgrades, these loans support home repairs and renovations. Funding amounts up to $22,000 are available with fixed interest rates. Loan terms adjust based on project scope and borrower financial profile to ensure manageable monthly payments.
Emergency Loans
Emergency loans provide rapid financial solutions for unexpected expenses. Qualified applicants can receive same-day funding through our expedited process. These short-term loans feature transparent terms and flexible repayment options to accommodate urgent financial needs.
Debt Consolidation Loans
Our debt consolidation loans help simplify multiple payments into one manageable monthly installment. Available for amounts up to $20,000, these fixed-rate loans can potentially lower overall interest costs while providing structured repayment plans to help borrowers achieve financial stability.
Questions
What types of loans does Tower Loan offer?
We provide personal loans, installment loans, home improvement loans, vacation loans, auto secured loans, emergency loans, and debt consolidation loans with fixed interest rates.
How quickly can I receive funds after approval?
Qualified online applicants can receive same-day ACH deposits if approved before 2:00 PM. In-branch approvals provide immediate check disbursement.
Can I apply for a loan online?
Yes, we offer online applications for loans up to $6,000 with instant approval decisions during business hours.
Do you offer loans for bad credit borrowers?
We consider applications from borrowers with various credit histories and offer secured loan options for those needing credit assistance.
Are there prepayment penalties?
No, we allow early loan repayment without penalties and refund unaccrued interest at payoff.
How are loan payments structured?
All loans feature fixed monthly payments with terms ranging from 12 to 60 months depending on loan amount and state regulations.