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Oklahoma City Bankruptcy Attorneys You Can Trust
Attorneyok.com has served Oklahoma since 2003, providing expert legal guidance in personal bankruptcy and debt resolution. With over 20 years of experience, our firm prioritizes personalized client support, offering free consultations and tailored solutions for Chapter 7 and Chapter 13 bankruptcy cases. We specialize in protecting clients from garnishments, foreclosures, and debt collection while ensuring compliance with evolving bankruptcy laws.

Our team emphasizes transparency, accessibility, and post-bankruptcy credit rebuilding, serving clients across Oklahoma from Guymon to Altus. Founded by licensed attorney Marty Martin, our practice combines deep local knowledge with a commitment to ethical representation and client empowerment.
Services
Chapter 7 Bankruptcy Chapter 13 Bankruptcy Bankruptcy Protection Foreclosure Defense Debt Collection Defense
Details
  • Year established: 2003
Highlights and features
  • 20+ years of Oklahoma bankruptcy law expertise
  • Personalized case management from start to finish
  • Free initial bankruptcy consultation available
  • Serving all three Oklahoma federal bankruptcy courts
  • Post-discharge credit rebuilding assistance included
What people say
Very professional and helpful Walked me through entire process Kind and knowledgeable Top rated bankruptcy attorney Helped get back on track
Services
Chapter 7 Bankruptcy
Chapter 7 bankruptcy provides debt relief through asset liquidation for qualifying individuals. This process eliminates unsecured debts while protecting essential assets under Oklahoma exemptions. Our attorneys guide clients through the means test qualification, document preparation, and court proceedings to achieve financial fresh starts.
Chapter 13 Bankruptcy
Chapter 13 establishes structured repayment plans for debtors with regular income. This option allows mortgage and car loan arrears to be repaid over 3-5 years while stopping foreclosure and repossession actions. We develop customized payment plans that meet court requirements and client financial capabilities.
Bankruptcy Protection
Our bankruptcy protection services include automatic stay implementation to halt creditor collections immediately upon filing. We defend clients against wage garnishments, lawsuits, and debt collection harassment while navigating both Chapter 7 and Chapter 13 processes to achieve optimal debt resolution outcomes.
Foreclosure Defense
Foreclosure defense strategies preserve homeownership through bankruptcy filings that stop auction proceedings. We implement Chapter 13 repayment plans to cure mortgage defaults while protecting equity through Oklahoma exemption laws, providing comprehensive solutions to retain residential properties.
Debt Collection Defense
Debt collection defense services protect clients from aggressive creditor actions through legal representation and bankruptcy strategies. We negotiate with creditors, challenge improper collection practices, and implement debt discharge plans to eliminate unsecured obligations while preserving essential assets.
People
Marty Martin
Bankruptcy Attorney
Licensed Oklahoma attorney since 2004 with 20+ years of bankruptcy experience. Specializes in Chapter 7 and 13 filings, offering personalized debt solutions while emphasizing client education and post-bankruptcy financial recovery.
Questions
What are the costs associated with bankruptcy filing?
Bankruptcy costs include court filing fees ($338 for Chapter 7, $313 for Chapter 13) plus attorney fees determined by case complexity during free consultations.
How do I determine if bankruptcy is necessary?
Consider bankruptcy if monthly bills exceed income, facing foreclosure/repossession, or experiencing wage garnishment. Our free consultation evaluates your financial situation and available options.
Can bankruptcy stop home foreclosure?
Yes, bankruptcy's automatic stay immediately halts foreclosure proceedings. Chapter 13 allows mortgage arrears repayment over 3-5 years while retaining home ownership.
What debts cannot be discharged in bankruptcy?
Non-dischargeable debts include child support, alimony, most student loans, recent taxes, and criminal restitution. Chapter 13 may restructure some obligations through repayment plans.
How long does bankruptcy stay on credit reports?
Chapter 7 remains for 10 years, Chapter 13 for 7 years. We provide post-discharge credit rebuilding strategies to help clients reestablish financial standing within 2-3 years.
Can I file bankruptcy without legal representation?
While possible, bankruptcy's complex legal requirements make professional representation strongly advisable. Our attorneys ensure proper documentation, court compliance, and optimal debt resolution outcomes.
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