Business Details
Your Trusted Banking Partner in Oklahoma & Texas
Chickasha Bank & Trust has been dedicated to empowering customers through innovative financial solutions since its founding. Our team of experienced professionals specializes in personalized banking services, including free checking accounts with monthly rewards, competitive mortgage loans, and comprehensive business banking solutions. We prioritize customer satisfaction through 24/7 online banking access, secure digital document management, and community-focused financial education resources. With multiple branch locations across Oklahoma and Texas, we combine local expertise with national banking capabilities to meet diverse financial needs. Our commitment to transparency is demonstrated through clear fee structures, no hidden charges, and personalized guidance from knowledgeable loan officers. We maintain rigorous compliance with financial regulations while continuously investing in advanced security measures to protect customer assets.Our mortgage division offers specialized programs for first-time homebuyers, jumbo loans, and construction financing, supported by in-house servicing capabilities. Through strategic technology integration, we provide mobile banking apps, Zelle payments, and interactive financial planning tools to enhance user experience. Our community involvement includes partnerships with local organizations like Spirit of Survival and United Way, reflecting our dedication to regional development. With over a century of combined experience among senior staff, we maintain industry leadership through continuous staff training and participation in professional banking associations.
Services
Personal Checking
Mortgage Loans
Online Banking
Business Accounts
Certificate of Deposit
Mobile Payments
Loan Services
E-Document Access
Credit Cards
Treasury Management
Highlights and features
- We offer free checking with up to 4.00% APY rewards
- Our mortgage team provides personalized home loan guidance
- 24/7 online banking with secure digital document management
- Local decision-making with 10+ branch locations across two states
- Community-focused financial education resources
What people say
Great mortgage rates
Excellent customer service
Competitive APY rewards
Knowledgeable loan officers
User-friendly online banking
Services
Kasasa Reward Checking
Our Kasasa Reward Checking account offers customers a unique opportunity to earn monthly cash rewards while maintaining complete banking flexibility. This no-monthly-fee account provides tiered reward structures based on transaction patterns, with interest rates up to 4.00% APY. Account holders benefit from nationwide ATM access, mobile check deposit capabilities, and integrated budgeting tools that help optimize financial management.
Mortgage Loans
We specialize in customized mortgage solutions for primary residences, investment properties, and new construction projects. Our experienced loan officers offer competitive rates on conventional, jumbo, and specialty mortgage products with personalized guidance throughout the application process. In-house servicing ensures consistent support from pre-approval through loan payoff, including refinancing options that help homeowners reduce payments or access equity.
Online Banking
Our comprehensive online banking platform enables 24/7 account management with features like real-time transaction tracking, bill payment scheduling, and secure document sharing. Customers can access budgeting tools, set up account alerts, and utilize Zelle for instant money transfers. Business clients benefit from specialized treasury management tools for payroll processing and receivables management.
Business Accounts
We provide tailored business banking solutions including checking accounts, certificates of deposit, and specialized loan programs. Our commercial services feature lines of credit, equipment financing, and commercial real estate loans supported by local decision-making authority. Businesses gain access to merchant services, ACH processing, and customized cash management solutions designed for operational efficiency.
Certificate of Deposit
Our Certificate of Deposit programs offer guaranteed returns with terms ranging from 6 months to 5 years. Customers can choose from traditional CDs, bump-up options, and IRA-compatible accounts with competitive rate tiers. Specialized programs for seniors and children's education savings provide additional flexibility while maintaining FDIC insurance protection for all deposits.
People
Britni Burrough
Vice President / Mortgage Officer
With over 15 years of banking experience, Britni Burrough specializes in residential mortgage lending. She began her career at Chickasha Bank & Trust in 2006 and has held progressive roles including teller, loan assistant, and mortgage originator. Certified in consumer real estate lending, she focuses on primary residence loans and home equity products while maintaining active community involvement through United Way initiatives.
Questions
How do I open a Kasasa Reward Checking account?
Visit any branch location with your government ID and initial deposit. Complete the application process in person or start online and finish at a branch.
What mortgage loan options are available?
We offer conventional, jumbo, HELOC, construction, and refinance loans with competitive rates and flexible down payment options.
Can I access banking services after hours?
Yes, our online banking platform and mobile app provide 24/7 account access for transactions and bill payments.
How do I report a lost debit card?
Call our dedicated lost/stolen card line at 800-554-8969 immediately to secure your account and request a replacement card.
What business banking services do you offer?
We provide business checking, commercial loans, merchant services, payroll processing, and customized treasury management solutions for businesses.
Are there fees for online bill payments?
No, our online bill payment service is completely free for all account holders with no transaction limits.
