Business Details
50+ Years
experience
Your Trusted Partner for Financial Solutions in Phoenix, AZ
Arizona Federal has been a trusted financial partner for Arizona families and small businesses since 1936. Our commitment to personalized service and community involvement drives our comprehensive range of banking solutions, including personal and business checking, savings accounts, loans, and investment services. With over 85 years of local expertise, we prioritize financial education and innovative digital tools like 24/7 online and mobile banking.Our member-focused approach ensures tailored financial coaching, competitive rates, and secure transactions. As a leader in Arizona's financial sector, we maintain rigorous compliance standards and invest in cutting-edge security measures to protect our members' assets. Our dedication to transparency is evident in our fee disclosures and customer-centric policies, including flexible overdraft protection and accessible branch locations across the state.
Services
Personal Checking
Savings Accounts
Auto Loans
Mortgage Services
Business Checking
Credit Cards
Investment Services
Overdraft Protection
Mobile Banking
Retirement Planning
Details
- Year established: 1936
Highlights and features
- Trusted local banking for Arizona families & small businesses since 1936
- 24/7 digital banking with mobile check deposit and Zelle integration
- Member-focused approach with personalized financial coaching
- Over 30,000 CO-OP Shared Branch & ATM network access nationwide
- Transparent fee structure with no hidden charges
Services
Personal Checking
Arizona Federal offers multiple personal checking options including free, Premier, Teen, and Young Adult Checking. Overdraft protection and debit card services available. Accounts provide access to nationwide ATMs and branch locations across Arizona. Digital tools include mobile banking with check deposit and Zelle transfers.
Mortgage Services
We provide comprehensive mortgage solutions including first-time homebuyer programs, refinancing, reverse mortgages, and construction loans. Our experienced team offers personalized guidance through the home buying process with competitive rates and local decision-making.
Business Checking
Tailored business banking solutions include checking accounts, credit cards, treasury management, and merchant services. Additional offerings cover SBA loans, equipment financing, and business investment options with dedicated commercial relationship managers.
Investment Services
Our investment division provides retirement planning, 401(k) rollovers, IRAs, annuities, and brokerage services through Osaic Institutions Inc. Advisors help develop customized strategies for long-term financial goals and estate planning.
Mobile Banking
24/7 access to account management, bill pay, fund transfers, and loan applications. Features include mobile check deposit, Zelle transfers, card controls, and real-time alerts. Available for iOS and Android devices with biometric login options.
Questions
How do I reset my online banking password?
Use our self-service tool or call 602-683-1000 for 24/7 assistance. Business account holders should contact us directly for username recovery.
What are the requirements for mobile check deposit?
Accounts must be open at least 90 days with $250+ in deposits over 30 days. Maximum $2,500 per check and $10,000 monthly limit applies.
Does Arizona Financial offer overdraft protection?
Yes, we provide multiple options including savings transfers, credit line links, and Overdraft Privilege with a $35 fee per transaction.
Can I apply for loans online?
Yes, our mobile app allows on-the-go loan applications for auto, personal, and mortgage loans with preapproval options.
What investment services are available?
We offer retirement planning, 401(k) rollovers, IRAs, annuities, and brokerage services through Osaic Institutions Inc.