Business Details
Your Trusted Local Community Bank
We are a locally-run community bank dedicated to providing personalized financial solutions for individuals, businesses, and commercial clients. Our comprehensive services include personal and business checking, savings accounts, mortgages, home equity lines of credit, small business lending, commercial finance, and wealth management. With a strong commitment to community development, we combine local expertise with innovative digital banking tools to meet diverse financial needs. Our team of experienced professionals prioritizes customer relationships, offering tailored advice and support to help clients achieve their financial goals.Through initiatives like our Platinum Adventures Club and Junior Savers Club, we actively engage in financial education and community enrichment. Backed by a heritage of trust and stability, we continuously adapt to technological advancements while maintaining the personal touch that defines community banking. Our Nacha ACH Rule Compliance and specialized lending programs demonstrate our dedication to regulatory excellence and client-specific solutions. Whether managing personal finances or complex business operations, we strive to be the trusted financial partner for our clients' long-term success.
Services
Personal Checking
Business Savings
Mortgage Loans
Wealth Management
Commercial Lending
Digital Banking
SBA Loans
Home Equity Lines
Treasury Management
Franchise Finance
Highlights and features
- We offer locally-tailored financial solutions with personalized service
- Our team provides specialized lending programs for businesses and individuals
- We combine community banking values with advanced digital banking technology
- Our experts deliver comprehensive wealth management and commercial finance services
- We maintain a strong commitment to financial education and community development
Services
Personal Checking
Our Premier Checking account offers tiered interest rates with a $100 minimum opening balance. Account holders receive an interest rate bonus on Statement Savings accounts. Maintain $10,000 average daily balance or $75,000 combined relationship balance to avoid monthly fees. Digital banking features include mobile check deposit and Zelle transfers.
Commercial Lending
We provide comprehensive commercial finance solutions including asset-based lending, capital markets services, and SBA loans. Our specialized programs support business acquisitions, equipment financing, and working capital needs. Treasury management services help businesses optimize cash flow and financial operations.
Wealth Management
Our wealth planning services offer personalized strategies for asset preservation and growth. We provide retirement planning, estate strategies, and portfolio management. Our advisors help clients navigate market changes while maintaining FDIC-insured deposit options alongside investment products that may carry market risk.
Digital Banking
Our mobile and online banking platform enables 24/7 account access with features like remote deposit capture, bill pay, and real-time transaction alerts. The app supports secure fund transfers and Zelle payments. Digital tools include budgeting resources and financial education materials for informed decision-making.
Mortgage Services
Wintrust Mortgage offers residential lending solutions including conventional, FHA, and jumbo loans. Our local experts provide personalized guidance through the home buying process. We offer competitive rates with flexible terms for purchase and refinance transactions, supported by dedicated mortgage servicing teams.
Questions
How do I open a new account with Wintrust Community Bank?
You can open an account online through our website or visit any local branch. For personal accounts, bring valid ID and initial deposit. Business accounts require additional documentation including EIN and business licenses.
What digital banking features are available?
Our mobile app offers check deposit, bill payment, Zelle transfers, account alerts, and real-time balance tracking. Online banking includes budgeting tools and loan application portals for convenient 24/7 access.
What loan options exist for small businesses?
We offer SBA loans, commercial lending, equipment financing, and working capital solutions. Our business bankers provide personalized assessments to match clients with appropriate financing options and repayment terms.
How does the Premier Checking interest bonus work?
Premier Checking holders receive 0.15% interest bonus on Statement Savings accounts when both accounts share the same owner. Maintain $10,000 daily balance or $75,000 combined relationship balance to avoid fees.
What mortgage programs are available?
We offer conventional, FHA, VA, and jumbo loans with fixed or adjustable rates. Our mortgage team provides personalized rate quotes and helps clients choose between 15-, 20-, or 30-year terms based on financial goals.
How can I schedule a financial consultation?
Use our website's appointment scheduler to connect with local banking experts. Advisors are available for in-person meetings at branch locations or virtual consultations through secure video conferencing.
