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44 Years
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Your Trusted Partner for Real Estate Financing
Madera Realty & Mortgage has been a trusted provider of specialized real estate financing solutions for 42 years, serving clients across Arizona and beyond. Our expertise spans bridge loans, hard money loans, SBA loans, construction loans, and permanent financing options tailored to both commercial and residential properties. We pride ourselves on creative problem-solving and adaptability in addressing unique financial needs, whether through repositioning properties, facilitating fast closings, or structuring long-term solutions. Our team works with a diverse investor base to evaluate loan requests for purchases, refinances, or cash-out scenarios driven by unforeseen circumstances. With a proven track record of delivering billions in successful loan programs, we combine deep industry experience with personalized service to meet the evolving demands of real estate financing.

Our NNN leased taxable bond program offers competitive long-term rates for large-scale projects, while our bridge loan solutions provide flexibility for smaller ventures. We maintain a client-centric approach, emphasizing transparency, responsiveness, and clear communication throughout the lending process. Our commitment to innovation ensures borrowers access to both traditional and non-bank financing alternatives. Operating from our Tucson headquarters, we serve a wide range of property types including multifamily units, commercial spaces, and residential developments. By prioritizing relationship-building and maintaining rigorous underwriting standards, we empower clients to achieve their real estate goals efficiently and responsibly.
Services
Bridge Loans Hard Money Loans SBA Loans Construction Loans Permanent Financing Multi-Family Financing Commercial Loans
Details
  • Year established: 1982
Highlights and features
  • We offer 42 years of specialized real estate financing expertise
  • Our team structures customized loan solutions for complex scenarios
  • We provide access to both traditional and non-bank financing options
  • Our NNN leased taxable bond program features competitive long-term rates
  • We maintain a proven track record of delivering billions in successful loans
Associations and certifications
  • NMLS: 161296
  • AZ LO #0911431
What people say
Responsive service Creative solutions Reliable financing Expert guidance Flexible terms
Services
Bridge Loans
Bridge loans provide temporary financing for property repositioning before permanent financing. We structure these loans to accommodate property stabilization needs, tenant improvements, or ownership transitions. Our programs support commercial properties including multifamily units, retail spaces, and industrial facilities across Arizona.
Hard Money Loans
Hard money loans serve borrowers with non-traditional credit profiles or urgent funding needs. Our underwriting considers property value and project potential when conventional financing isn't available. These loans help clients overcome credit challenges while achieving real estate objectives through flexible terms.
Construction Loans
Construction loans finance new developments and major renovations for commercial and residential properties. We offer integrated take-out financing options with competitive variable rates tied to prime index. Our programs support multifamily, office, retail, and industrial projects requiring specialized construction funding.
SBA Loans
SBA loan programs provide long-term financing solutions with favorable terms for qualified borrowers. Our expertise includes navigating SBA requirements for commercial real estate purchases, expansions, and business acquisitions. We help clients access government-backed financing options with reduced down payment requirements.
Permanent Loans
Permanent financing options offer stable long-term solutions for stabilized properties. Our NNN leased taxable bond program provides competitive rates for large-scale commercial projects ranging from $3 million to $300 million. These loans feature extended terms for income-producing properties with proven cash flow.
Questions
What loan programs does Madera Realty & Mortgage offer?
We provide bridge loans, hard money loans, SBA programs, construction loans, and permanent financing options for commercial and residential properties.
How quickly can I get loan approval?
Approval timelines vary by loan type, but our team works efficiently to expedite processes for urgent financing needs.
What credit requirements do you have?
While we prefer FICO scores above 680, we consider each application's unique circumstances and property potential.
Do you finance residential properties?
Yes, we offer financing for 1-4 family units including conventional loans, VA/FHA options, and jumbo loans.
What areas do you serve?
We primarily serve Arizona but can structure loan programs for properties across the United States.
Can I use land equity for down payment?
In many cases, we can utilize existing land equity toward down payment requirements for construction projects.