Business Details
33 Years
experience
Your Trusted Retirement Financial Advisor in New Orleans
Deane Retirement Strategies, founded in New Orleans over 45 years ago, is a team of Certified Financial Planners (CFP) and Chartered Financial Analysts (CFA) managing over $200 million in client assets. We specialize in fee-only, discretionary investment management and retirement financial planning, utilizing individual stocks, bonds, and ETFs while avoiding mutual funds and insurance products. With a commitment to fiduciary standards, we provide customized retirement strategies and integrated portfolio management for retirees, near-retirees, and wealth accumulators.Our team approach ensures continuity of advice, combining expertise in wealth planning, income management, and risk mitigation. We serve clients with portfolios over $1 million, offering services including 401k management, IRA rollovers, and sustainable income planning. Our fee structure is transparent and all-inclusive, prioritizing client interests through discretionary portfolio management and adherence to rigorous ethical standards.
Services
Retirement Planning
Investment Management
401k Management
IRA Rollovers
Income Management
Portfolio Analysis
Wealth Preservation
Tax Planning
Estate Planning
Fiduciary Services
Details
- Year established: 1993
Highlights and features
- Fee-Only Compensation No commissions, all-inclusive advisory fees
- Fiduciary Management Legally bound to act in client best interests
- Discretionary Portfolio Management Professional investment decision-making within client-defined parameters
- Team-Based Expertise Certified Financial Planners and CFA charterholders with combined 70+ years of experience
- Proven Track Record Managing $200M+ in client assets since 1993
Associations and certifications
- National Association of Personal Financial Advisors (NAPFA)
- Certified Financial Planner (CFP)
- Accredited Investment Fiduciary (AIF)
- Chartered Financial Analyst (CFA)
- Financial Planning Association (FPA)
Services
Retirement Financial Planning
Our customized retirement planning process goes beyond generic software templates to create individualized strategies. We analyze clients' financial positions, develop wealth accumulation plans for future retirees, and create sustainability models for current retirees. Our approach integrates investment management with periodic benchmarking to maintain course alignment with retirement goals, focusing on outliving money risks and tax-efficient distributions.
Discretionary Investment Management
We employ a balanced portfolio strategy combining quality stocks, bonds, and ETFs while avoiding mutual funds. Our discretionary management makes day-to-day investment decisions within client-defined parameters, focusing on principal protection, income generation, and inflation hedging. This approach reduces emotional decision-making risks while maintaining appropriate asset allocation shifts to manage volatility.
401k Management
Our 401k management service integrates workplace retirement accounts with personal portfolios using self-directed brokerage options. We provide professional management of company plan assets without requiring fund withdrawal, avoiding mutual fund limitations while maintaining employer-sponsored plan benefits and protections for both individuals and corporate clients.
IRA Rollovers
Specializing in 401k-to-IRA transitions since 1975, we handle complete rollover processes including paperwork, tax compliance, and investment reallocation. Our service ensures proper execution to avoid IRS penalties while integrating rolled-over assets with existing portfolios for unified wealth management during retirement transitions.
Sustainable Income Planning
We actively manage retirement income through strategic asset harvesting and reinvestment. Our approach provides predictable monthly cash flow while preserving portfolio growth potential, incorporating capital gains management and tax-efficient distribution strategies. This service focuses on maintaining income stability during market downturns while balancing inflation protection and principal preservation.
People
Todd C. Tillery
Portfolio Manager and Co-Owner
CFA charterholder with expertise in conservative investment strategies and portfolio analysis, contributing nearly three decades of experience in identifying investment opportunities through comprehensive research and market analysis.
Keith L. Deane
Retirement Specialist and Co-Owner
Certified Financial Planner with expertise in wealth accumulation and retirement income planning, bringing two decades of experience in customized financial solutions for high-net-worth individuals and corporate retirement plans.
Janet S. Hyver
Client Coordinator
48-year investment industry veteran with specialized retirement client servicing experience, providing personalized support and continuity in client relationships through multiple market cycles.
Michael T. Yest
Performance Reporting Consultant
CFA charterholder and finance educator with dual expertise in academic instruction and practical portfolio performance analysis, combining theoretical knowledge with real-world investment management insights.
Donna D. Thompson
Technical Liaison
17-year Mardi Gras industry professional transitioning to financial services, offering technical support and client communication through personalized, caring assistance in portfolio management operations.
Questions
What distinguishes Deane Retirement Strategies from other financial advisors?
We're a fee-only fiduciary firm with CFP and CFA professionals offering discretionary portfolio management, avoiding mutual funds and insurance products while specializing in retirement transitions.
What are your minimum account requirements?
Our standard platform requires $1 million in investable assets, with alternative arrangements possible for specialized services.
How do you manage investment risk for retirees?
Our balanced portfolio strategy combines quality stocks, bonds, and ETFs to protect principal while generating sustainable income and hedging inflation.
Can you manage my 401k investments?
Yes, we professionally manage individual 401k assets through self-directed brokerage accounts without requiring plan withdrawal.
How are advisory fees structured?
Our all-inclusive fees range from 1.25% to 1.00% annually for portfolios between $1M-$5M, declining for larger amounts with no hidden charges.