Business Details
28 Years
experience
Your Trusted Financial Partner for Debt Relief
Consumer Debt Counselors is a nonprofit financial services organization dedicated to promoting the economic well-being of low- to moderate-income Americans. With over 25 years of experience, we provide innovative financial literacy programs and personalized solutions to help clients achieve their financial goals. Our services include credit counseling, debt management plans, debt settlement, student loan counseling, housing counseling, bankruptcy counseling, and financial coaching for patients with chronic illnesses.We are ISO 9001:2015 certified and hold an A+ rating from the Better Business Bureau. Our team of certified counselors prioritizes clients' unique needs, leveraging technology to deliver efficient, personalized solutions. Founded in 1998, we remain committed to ethical practices, community impact, and continuous improvement in financial education.
Services
Credit Counseling
Debt Management Plans
Student Loan Counseling
Housing Counseling
Bankruptcy Counseling
Medicare Enrollment Coaching
Financial Coaching
Foreclosure Prevention
Debt Settlement
Homebuyer Workshops
Details
- Year established: 1998
Highlights and features
- We have over 25 years of experience in financial counseling.
- Our ISO 9001:2015 certification demonstrates commitment to quality.
- We create personalized financial plans tailored to client needs.
- We hold an A+ Better Business Bureau rating.
- We are HUD-certified housing counselors.
Associations and certifications
- ISO 9001:2015
- Better Business Bureau
- National Foundation for Credit Counseling
- HUD
Services
Credit Counseling
Our certified credit counselors provide personalized financial assessments and budgeting strategies. We help clients understand debt relief options including debt management plans and debt settlement. With 25+ years of experience, we offer confidential consultations to create actionable plans for long-term financial stability.
Debt Management Plans
We negotiate with creditors to reduce interest rates and consolidate payments into one monthly amount. Our ISO-certified counselors develop customized plans to pay off debt within 3-5 years. This service includes ongoing financial education to prevent future debt cycles.
Student Loan Counseling
Our HUD-certified counselors analyze federal and private loans to identify repayment plans, forgiveness programs, and consolidation options. We provide online tools and one-on-one sessions to help borrowers save an average of $331 monthly. Services include SAVE Plan enrollment and public service loan forgiveness guidance.
Housing Counseling
We offer HUD-approved housing counseling for first-time buyers, foreclosure prevention, and rental assistance. Our SHIP program provides down payment help to qualifying families. Counselors guide clients through mortgage applications, credit repair, and sustainable homeownership strategies.
Bankruptcy Counseling
DOJ-approved for mandatory pre-filing and post-filing education, we help clients understand bankruptcy implications. Our counselors provide certificate programs for Chapter 7 and 13 filers. We also offer alternative solutions like debt settlement and credit rebuilding strategies.
People
George Janas
Founder & CEO
George Janas founded Consumer Debt Counselors in 1998 after observing financial struggles from his insurance industry experience. With over 25 years in nonprofit financial services, he leads the organization's mission to empower Americans through ethical counseling and innovative solutions.
Questions
What services does Consumer Debt Counselors offer?
We provide credit counseling, debt management plans, student loan guidance, housing counseling, bankruptcy education, and financial coaching for chronic illness patients.
Are your services free?
Initial consultations are free. Some specialized services have fees ranging from $25-$99, with no hidden costs or commitments.
How can you help with student loans?
We analyze your loans to identify forgiveness programs, repayment plans, and consolidation options, helping clients save an average of $331 monthly.
Do you offer online counseling?
Yes, we provide 24/7 online courses for bankruptcy education and virtual counseling sessions for all services.
Are you accredited?
We are ISO 9001:2015 certified, hold an A+ BBB rating, and are members of the National Foundation for Credit Counseling.
How do I schedule an appointment?
Call us at 800-820-9232 or visit our website to book online with a certified counselor during our operating hours.
