Business Details
Trusted Bankruptcy & Estate Planning Lawyers in Virginia Beach, VA
The Law Office Of Michael J. Heath has served Virginia Beach, VA, since 1998, providing expert legal guidance in bankruptcy law and estate planning. With over 27 years of experience, our founder, Michael J. Heath, a former Navy Corpsman and award-winning attorney, has successfully resolved more than 3,000 cases, focusing on consumer financial matters and debt relief. Our small-firm approach ensures personalized attention, treating clients with dignity and addressing their unique needs. We specialize in Chapter 7 and Chapter 13 bankruptcy, wills, trusts, and estate planning, helping clients protect assets and secure their financial futures. Our team, including attorney Benjamin M.Heath and legal assistant Nicholas Drumm, combines deep local knowledge with extensive courtroom experience in state and federal courts. Recognized by the Virginia State Bar and the National Association of Consumer Bankruptcy Attorneys, we prioritize transparency, empathy, and results-driven advocacy. Clients benefit from our streamlined processes, flexible payment options via LawPay, and a commitment to eliminating debt-related stress. We operate with integrity, adhering to strict ethical standards while offering free consultations to empower informed decisions. Our decades of service have solidified our reputation as a trusted partner in navigating complex legal challenges.
Services
Chapter 7 Bankruptcy
Chapter 13 Bankruptcy
Estate Planning
Trust Creation
Wills & Probate
Highlights and features
- 27+ years of bankruptcy law experience with 3,000+ successful cases resolved
- Personalized service from a small firm committed to client dignity
- Award-winning attorneys with federal and state court certifications
- Free initial consultations to clarify debt relief options
- Flexible payment plans via LawPay for accessible legal services
Associations and certifications
- Virginia State Bar
- National Association of Consumer Bankruptcy Attorneys
- Tidewater Bankruptcy Bar Association
- Virginia Beach Bar Association
Services
Chapter 7 Bankruptcy
Chapter 7 Bankruptcy eliminates qualifying debts through asset liquidation, ideal for individuals with limited income. Our attorneys guide clients through debt discharge while protecting exempt assets. We ensure compliance with federal and state bankruptcy laws to provide a fresh financial start.
Chapter 13 Bankruptcy
Chapter 13 Bankruptcy restructures debts into manageable repayment plans over 3-5 years. We help clients retain property while addressing non-dischargeable obligations. Our team negotiates with creditors to create court-approved payment schedules tailored to individual financial circumstances.
Estate Planning
Estate Planning secures your assets and healthcare directives for future generations. We draft wills, trusts, and power of attorney documents to reflect your wishes. Our customized plans minimize probate complications and ensure your legacy aligns with your values and family needs.
Trust Creation
Trust Creation safeguards assets from probate and creditors while controlling distribution timelines. We establish revocable and irrevocable trusts tailored to estate complexity. Our solutions protect beneficiaries' inheritances and provide tax-efficient wealth transfer strategies for Virginia residents.
People
Michael J. Heath
Attorney & Founder
Former Navy Corpsman with 27+ years of bankruptcy law experience. Served as Tidewater Bankruptcy Bar Association president and recipient of Virginia State Bar's Outstanding Young Lawyer Award. Admitted to U.S. Bankruptcy Court and Fourth Circuit Court of Appeals.
Benjamin M. Heath
Attorney
Specializes in consumer bankruptcy and estate planning. Graduated from Regent University School of Law. Active in Virginia State Bar's Bankruptcy Law Section and James Kent American Inn of Court. Admitted to Virginia and Eastern District of Virginia courts.
Nicholas Drumm
Legal Assistant
Manages client scheduling and case preparation. Virginia Beach native with a Bachelor of Science from Old Dominion University. Plans to pursue law school to expand his legal career in the near future.
Questions
What bankruptcy options are available for Virginia residents?
Virginia residents can file Chapter 7 (liquidation) or Chapter 13 (reorganization) bankruptcy. Our attorneys assess income, debt levels, and financial circumstances to determine eligibility and optimal strategies for debt relief.
How does estate planning protect my family's future?
Estate planning ensures your assets and healthcare wishes are honored through wills, trusts, and directives. We create customized plans to minimize probate, protect beneficiaries, and preserve your legacy according to Virginia law.
Can I pay legal fees online?
Yes, we accept LawPay for secure online payments via e-check or credit/debit cards. Note: Bankruptcy filers cannot use credit cards listed in their bankruptcy petition due to federal restrictions.
What are the qualifications for Chapter 7 bankruptcy?
Chapter 7 requires passing Virginia's means test, demonstrating insufficient income to repay debts. Our attorneys evaluate financial history, exemptions, and dischargeable debts to determine eligibility for liquidation bankruptcy.
