Business Details
44 Years
experience
Your Trusted Mortgage Partner in Virginia Beach
Consumer Mortgage & Investment has been serving Virginia homeowners since 1982, specializing in mortgage solutions tailored to individual needs. Our expertise spans home purchases, refinancing, and reverse mortgages, with a focus on competitive rates and personalized service. With decades of experience, we guide clients through every step of the mortgage process using advanced tools like refinance calculators and online applications.Our team of licensed professionals maintains NMLS certification, ensuring compliance with industry standards while delivering transparent, client-focused service. We operate from Virginia Beach, offering loans across Virginia with a commitment to simplifying complex financial decisions through expert guidance.
Services
Mortgage Loans
Refinancing
Reverse Mortgages
VA Loans
FHA Loans
Loan Calculators
Pre-Qualification
Online Applications
Details
- Year established: 1982
Highlights and features
- We have over 40 years of experience serving Virginia homeowners
- Our team includes NMLS-certified mortgage loan originators
- We offer personalized mortgage solutions for unique financial situations
- We provide free online mortgage calculators and refinance analysis tools
- Our competitive rates apply to conventional, VA, and FHA loan programs
Services
Mortgage Loans
We provide conventional mortgage loans for primary residences and investment properties. Our 15- and 30-year fixed-rate options offer predictable payments with competitive rates. Loan specialists help clients choose appropriate terms based on financial goals and credit profiles.
Refinancing
Our refinancing programs help homeowners lower monthly payments through current market rates. We analyze existing mortgages to determine potential savings from rate reductions or term adjustments. Online calculators estimate refinancing benefits based on property value and loan balance.
VA Loans
Specialized mortgage programs for qualified veterans feature 30-year fixed rates with favorable terms. Our VA loan specialists guide military members through the application process, ensuring compliance with Department of Veterans Affairs requirements while maximizing benefits.
FHA Loans
FHA-insured mortgages offer accessible homeownership options with lower down payment requirements. Our team processes these government-backed loans with competitive fixed rates, helping first-time buyers achieve mortgage approval through flexible qualification standards.
Reverse Mortgages
We offer reverse mortgage solutions for homeowners aged 62+. These programs convert home equity into tax-free funds while allowing continued residence. Counselors explain program requirements and financial implications to ensure appropriate use of this retirement planning tool.
People
C. Jeffrey Moore
President Mortgage Loan Originator
President and licensed mortgage professional with NMLS certification since 1982. Specializes in Virginia mortgage markets and loan program development.
Amber N. Carlson
Mortgage Loan Originator
Experienced mortgage processor with Virginia licensing since 2013. Focuses on client communication and loan application processing for conventional and government-backed programs.
Questions
What current mortgage rates do you offer?
Our current rates include 6.875% for 15-year conventional, 7.625% for 30-year conventional, 6.625% for VA loans, and 6.500% for FHA loans as of today's updates.
How can refinancing benefit me?
Refinancing can lower monthly payments through reduced interest rates or extended loan terms. Our calculators help estimate potential savings based on current mortgage balances and property values.
What loan programs are available?
We offer conventional, VA, FHA, and reverse mortgage programs with fixed-rate options. Each program has specific eligibility requirements and financial benefits tailored to different borrower needs.
How do I start the mortgage process?
Begin with our online prequalification tool or contact our Virginia Beach office. Our loan specialists will review your financial situation and recommend appropriate mortgage products.
What areas do you serve?
We currently provide mortgage services throughout the state of Virginia, with our main office located in Virginia Beach for local client support.
