Business Details
50+ Years
experience
Your Trusted Real Estate Loan Partner in Pennsylvania
Fairway Loans has been serving Pennsylvania residents since 1957, operating as a locally owned, family-run direct lender. Our A+ rating with the Better Business Bureau reflects our commitment to ethical lending practices and personalized service. We specialize in real estate secured loans for both consumer and business purposes, prioritizing applicants' property equity over credit scores. With over six decades of experience, we offer fixed-rate loans without prepayment penalties, focusing on stress-free transactions.Our team conducts thorough property inspections at no cost to borrowers while maintaining strict compliance with federal and state lending regulations. We serve Luzerne, PA and surrounding areas, providing tailored financial solutions for homeowners and entrepreneurs.
Services
Consumer Use Loans
Business Use Loans
Real Estate Secured Loans
Bill Consolidation Loans
Rental Property Loans
Details
- Year established: 1957
Highlights and features
- No credit score requirements for loan approval
- Family-owned since 1957 with deep local expertise
- A+ Better Business Bureau rating for ethical practices
- Flexible underwriting with debt-to-income ratios up to 50%
- Free property inspections with transparent loan processes
What people say
Stress-Free Service
Accommodating Approach
Exceptional Customer Service
Transparent Process
Repeat Clients
Services
Consumer Use Loans
Consumer Use Loans provide financing for personal needs like bill consolidation and home improvements. These loans require proof of income and property equity, with approval based on debt-to-income ratios up to 50%. Borrowers benefit from fixed rates and no credit checks, making them ideal for those with financial challenges.
Business Use Loans
Business Use Loans fund entrepreneurial ventures without income verification requirements. Secured by property equity, these loans prioritize collateral value over credit history. Ideal for equipment purchases and rental property improvements, they offer flexible terms for Pennsylvania-based businesses seeking growth capital.
Real Estate Secured Loans
Real Estate Secured Loans use property as collateral for both personal and business purposes. Available for primary residences, rental properties, and commercial buildings, these loans offer fixed rates with no prepayment penalties. Minimum loan amounts start at $10,000, with flexible underwriting guidelines.
People
Jarrod Menta
Loan Originator
Jarrod Menta, NMLS 141767, has specialized in real estate secured lending for over 15 years. As Fairway Loans' lead originator, he provides personalized guidance through the loan process, focusing on stress-free transactions for Pennsylvania residents.
Questions
Do you check credit scores for loan approval?
No credit checks are required for our real estate secured loans. Approval focuses on property equity rather than credit history.
What loan amounts are available?
We offer loans ranging from $10,000 to $200,000 or more, secured by various types of real estate properties.
Are business use loans available?
Yes, business use loans don't require income verification, focusing instead on property equity for approval.
What areas do you service?
We operate throughout Pennsylvania, with primary service areas in Luzerne and Montgomery counties.
Is there a prepayment penalty?
No, all our fixed-rate loans have no prepayment penalties for early repayment.
