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Your Trusted Mortgage Broker in Duluth, MN
Regent Financial Group is dedicated to delivering exceptional customer service while helping clients find the right mortgage loan products. Our integration of cutting-edge technology with personalized client relationships sets us apart in the industry. With three strategically located offices in Minnesota, Nebraska, and Kansas, we provide localized support to better serve our clients. Our loan officers prioritize understanding individual client needs to recommend tailored loan solutions. We maintain a commitment to transparency, education, and efficiency throughout the lending process.

Our team combines decades of industry experience with modern lending tools to streamline mortgage approvals. We specialize in conventional, FHA, VA, USDA, and jumbo loan programs to meet diverse client requirements. Our free credit analysis service helps potential homebuyers optimize their credit profiles for better rates. We partner with trusted industry professionals to enhance the client experience beyond mortgage services. Our consistent recognition as a top mortgage provider reflects our dedication to client satisfaction and ethical business practices.
Services
Conventional Loans FHA Loans VA Loans USDA Loans Jumbo Loans Refinancing Services Credit Analysis Loan Processing Mortgage Consultation Home Purchase Loans
Highlights and features
  • We offer free credit analysis to help clients achieve better mortgage rates
  • Our loan officers maintain 100% in-house operations for faster approvals
  • We provide personalized loan recommendations based on individual financial situations
  • We operate with full transparency and no hidden fees
  • Our team has received local mortgage provider awards for eight consecutive years
What people say
Best lenders in the area Excellent service throughout process Patient and helpful explanations Delivered promised satisfaction Ethical and committed service
Services
Conventional Loans
Conventional loans offer fixed and adjustable rate options for home purchases. These mortgages require down payments calculated into loan-to-value ratios. Available in 10-30 year terms, they suit borrowers with strong credit profiles seeking predictable payments or short-term ownership plans.
FHA Loans
FHA loans provide low down payment options for first-time buyers and those with less-than-perfect credit. These government-backed mortgages offer flexible qualifying requirements while maintaining competitive interest rates for primary residence purchases.
VA Loans
VA loans honor military service members with zero down payment options and favorable terms. Available to veterans, active duty personnel, and eligible spouses, these loans feature competitive rates and no private mortgage insurance requirements.
USDA Loans
USDA loans provide 100% financing for rural property purchases. Designed for low-to-moderate income borrowers, these mortgages offer competitive rates with specific eligibility requirements based on property location and household income.
Jumbo Loans
Jumbo loans exceed conventional loan limits for high-value properties. Our in-house processing streamlines approvals for qualified borrowers seeking competitive rates on luxury homes or investment properties requiring larger loan amounts.
People
Brent Flower
Loan Officer
Brent Flower serves as a licensed mortgage loan originator in Wichita, Kansas. With MLO #261320, he specializes in guiding clients through conventional, FHA, and VA loan programs with personalized attention to individual financial goals.
Bryan Dexter
Loan Officer
Bryan Dexter operates as a mortgage loan officer in Omaha, Nebraska. Holding MLO #260388, he focuses on providing comprehensive mortgage solutions while maintaining a client-centered approach to the home financing process.
Cameron Reinhard
Loan Officer
Cameron Reinhard works as a mortgage loan originator in Omaha, Nebraska. With MLO #1791109, he brings specialized expertise in various loan programs while prioritizing clear communication and timely transaction completions.
Ethan Gates
Loan Officer
Ethan Gates serves as a licensed loan officer in Omaha, Nebraska. Holding MLO #2573998, he specializes in mortgage solutions for first-time homebuyers and refinancing clients with a focus on exceptional customer service.
Jeremiah Rindahl
Loan Officer
Jeremiah Rindahl operates as a mortgage loan originator in Duluth, Minnesota and Owasso, Oklahoma. With MLO #214766, he provides personalized mortgage guidance across multiple states while maintaining a strong commitment to client education.
Questions
What mortgage loan types do you offer?
We offer conventional, FHA, VA, USDA, and jumbo loans for home purchases and refinancing. Our loan officers help clients choose the best option based on their financial situation and homeownership goals.
Do you provide credit analysis services?
Yes, we offer free credit analysis to help potential homebuyers understand and improve their credit profiles for better mortgage rates. This service includes detailed explanations of credit factors affecting loan eligibility.
How does your refinancing process work?
Our refinancing process begins with a comprehensive review of your current mortgage terms and financial goals. We analyze market conditions and available programs to determine if refinancing would benefit your specific situation.
What areas do you serve?
We operate in Minnesota, Nebraska, Kansas, and Oklahoma with physical offices in Duluth, Omaha, Wichita, and Owasso. Our loan officers serve clients throughout these states with local market expertise.
How long does mortgage approval take?
With our 100% in-house operations and complete documentation, we typically approve loans within weeks. The exact timeline depends on property type, loan complexity, and verification requirements.
Can first-time homebuyers qualify for loans?
Yes, we specialize in helping first-time homebuyers through FHA loan programs and other low-down-payment options. Our loan officers provide education and guidance throughout the entire purchase process.