Business Details
Your Financial Partner for Life
Bank Of Oklahoma has been a trusted financial partner for individuals and businesses in the region for over a century. Our commitment to personalized service, financial expertise, and community investment drives everything we do. We offer a comprehensive range of banking solutions, including checking and savings accounts, loans, mortgages, and investment services, designed to meet the unique needs of our customers. Backed by the FDIC and the full faith of the U.S. government, we prioritize security, transparency, and innovation in every transaction. Our experienced team works closely with clients to create tailored financial strategies, emphasizing long-term growth and stability.Through initiatives like free financial education resources and community partnerships, we strive to empower customers to achieve their goals. With advanced digital tools and a network of ATMs and branches, we make banking convenient and accessible. Our recognition as a top performer in customer satisfaction reflects our dedication to exceeding expectations. Whether youre managing daily finances or planning for the future, we provide the expertise and support to help you succeed. Our leadership in the Oklahoma market is built on a legacy of integrity, reliability, and a relentless focus on client needs.
Services
Checking Accounts
Savings Accounts
Money Market Accounts
Certificates of Deposit
Individual Retirement Accounts
Home Loans
Auto Loans
Personal Loans
Credit Cards
Investment Services
Highlights and features
- We offer no monthly fees for online statement users across multiple checking accounts.
- Our free overdraft protection transfers safeguard against unexpected fees.
- Competitive interest rates are available when linking checking and savings accounts.
- We provide 24/7 automated banking access for account management convenience.
- Our community-focused initiatives include $3+M donated to United Way annually.
Associations and certifications
- FDIC
What people say
No monthly fees
Excellent customer service
Free financial education
Strong security practices
Quick loan approvals
Services
Access Checking
Our no-monthly-fee checking account provides essential banking features for everyday needs. Designed for customers seeking simplicity, it includes free online banking, debit card access, and ATM fee rebates. Perfect for budget-conscious individuals who want reliable access to their funds without unnecessary costs, this account promotes financial responsibility through features like free overdraft protection and mobile check deposit capabilities.
Premier Checking
Higher-tier checking with exclusive benefits rewards loyal customers maintaining substantial balances. Features include enhanced interest rates, personal financial advisory services, and fee waivers for banking conveniences. Ideal for customers seeking comprehensive banking relationships, the account offers unlimited ATM fee rebates and preferential loan pricing to maximize financial advantages.
Youth Savings
Designed to teach financial literacy to minors, this interest-bearing account fosters early money management skills. With no monthly fees and low minimum requirements, it includes parent-controlled digital access for transaction monitoring. The account integrates educational tools and savings acceleration features like QuickSave to establish lifelong positive financial habits in young savers.
Mortgage Lending
Comprehensive home financing solutions include purchase and refinance options with competitive rates. Our mortgage specialists provide personalized guidance through the loan process, offering conventional, FHA, and specialty loan programs. Premier customers receive closing cost discounts and auto-debit interest rate reductions to make homeownership more affordable.
Investment Services
BOK Financial Advisors offer tailored investment strategies through a full range of brokerage services. From retirement planning to portfolio management, our certified professionals provide access to mutual funds, stocks, and retirement accounts. Digital investing platforms complement in-person advisory services for comprehensive wealth growth solutions across all client segments.
Questions
What checking account options does Bank of Oklahoma offer?
We provide five checking options: Access Checking (no monthly fee), Premier Checking (premium benefits), Select Checking (interest-bearing), Student Checking (for minors), and Opportunity Banking (affordable option with no overdraft fees).
How do I avoid monthly maintenance fees?
Maintain qualifying balances, enroll in online statements, or link accounts as specified in your account terms. Requirements range from $250 average monthly balances to $50,000 combined banking relationships.
What investment services are available?
Through BOK Financial Securities, we offer brokerage services, retirement accounts, mutual funds, and personalized investment planning with licensed advisors at all branch locations.
How do I access my account after hours?
Use our 24/7 ExpressBank automated service for account information and Zelle transfers, with mobile app functionality available 24/7 at any time.
What loan programs do you specialize in?
We provide mortgage loans, home equity lines, personal loans, auto financing, and student loans with tailored options for different credit profiles and financial situations.
How do I apply for a checking account online?
Complete the secure application at our website or mobile app, providing required identification documents and meeting minimum opening deposit requirements for your chosen account type.
