Business Details
30 Years
experience
Your Trusted Mortgage Partner in Madison, WI
Since 1996, Fairway Independent Mortgage has been dedicated to transforming the mortgage lending experience through personalized service and operational excellence. Founded in Madison, Wisconsin, our company has expanded to over 700 locations nationwide with 10,500 employees while maintaining our core commitment to customer satisfaction. As an employee-owned organization recognized as a Top Workplace in 2021, we combine industry expertise with community-focused values. Our mortgage professionals deliver tailored solutions, leveraging fast turn times and a deep understanding of loan products to serve both first-time homebuyers and experienced investors.Through initiatives like the American Warrior Initiative and Fairway Cares program, we extend our impact beyond mortgages by supporting local communities. Ranked #9 by Mortgage Executive Magazine, we maintain rigorous compliance standards with licenses in all operating states while prioritizing transparency and ethical practices in every transaction.
Services
Home Purchase Loans
Refinance Options
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Renovation Mortgages
Reverse Mortgages
Loan Pre-Approval
Community Outreach Programs
Details
- Year established: 1996
Highlights and features
- We offer personalized mortgage guidance from experienced professionals
- Our team provides some of the fastest loan processing times in the industry
- As an employee-owned company, we prioritize customer satisfaction and community service
- Ranked #9 among mortgage companies by Mortgage Executive Magazine
- We have been recognized as a Top Workplace based on employee feedback
Services
Home Purchase Loans
We provide comprehensive home purchase loan options tailored to individual financial situations. Our mortgage professionals guide clients through property acquisition with competitive rates and flexible terms. Services include conventional loans, specialized programs for first-time buyers, and jumbo loan options for high-value properties.
Refinance Options
Our refinance solutions help homeowners reduce monthly payments, consolidate debt, or access home equity. We offer rate-and-term refinancing and cash-out options with streamlined processes. Clients benefit from expert analysis of current market conditions to optimize refinancing opportunities.
FHA Loans
We specialize in FHA-insured loans requiring low down payments and flexible credit requirements. These programs assist first-time homebuyers and those with limited funds. Our team provides detailed guidance on FHA loan benefits and qualification criteria.
VA Loans
We offer VA-guaranteed loans with low-to-no down payment options for active-duty military, veterans, and spouses. Our specialists understand VA loan requirements and help clients navigate the unique benefits of this program.
Reverse Mortgages
Our reverse mortgage options allow homeowners aged 62+ to convert home equity into tax-free* cash. We explain all requirements including mandatory HUD counseling and explain how these loans affect Social Security and Medicare benefits.
Questions
What loan options do you offer?
We provide conventional, FHA, VA, USDA, jumbo, renovation, reverse mortgages, and refinance options with personalized guidance for each program.
How does the mortgage application process work?
Start with pre-approval, then work with our loan officers to complete documentation, property appraisal, and final underwriting before closing.
Are you licensed in Wisconsin?
Yes, we hold Wisconsin mortgage lender licenses and operate under NMLS ID #2289 with three Madison-area office locations.
What makes Fairway different from other lenders?
We combine employee ownership, fast processing times, community focus, and personalized service with national lending capabilities.
Do you offer assistance for first-time homebuyers?
Yes, we specialize in first-time buyer programs with low down payment options and credit flexibility through FHA and conventional loan programs.