Business Details
Emergency
services
Your Trusted Debt Relief Partner in Tucson
Consumer Credit & Debt Counseling Center Of OAHU has been empowering consumers to take control of their financial futures for over 18 years. With a BBB A+ rating, we specialize in budget analysis, debt resolution, and credit education. Our team of trained professionals provides personalized consultations to assess income, expenses, assets, and liabilities, helping clients develop informed action plans. We offer a wide range of services including debt consolidation, credit report analysis, and identity theft protection, tailored to both unsecured and secured debt scenarios.Our Arizona-based office serves local clients in-person while providing nationwide support via phone and online platforms. We prioritize non-judgmental guidance, understanding that financial challenges often stem from life's unexpected circumstances. With a focus on transparency and client empowerment, we help individuals navigate complex debt solutions like lump-sum payoffs, IRS payment plans, and asset sales. Our commitment to excellence is reflected in our long-standing reputation and dedication to ethical financial counseling.
Services
Budget Restructuring
Debt Consolidation
Credit Reports
Debt Settlement
Identity Theft Help
Highlights and features
- We offer 18+ years of debt resolution expertise
- Our BBB A+ rating reflects our commitment to excellence
- We develop personalized financial action plans for each client
- 24-hour phone line provides immediate debt assistance access
- Our team specializes in both secured and unsecured debt solutions
Associations and certifications
- BBB A+
Services
Debt Consolidation
Our debt consolidation programs combine multiple payments into one manageable monthly payment. We work with creditors to potentially reduce interest rates and fees while creating structured repayment plans. This service helps clients simplify their finances and achieve debt freedom more efficiently through organized payment schedules.
Budget Restructuring
We analyze income, expenses, assets, and liabilities to create customized budget plans. Our experts identify spending patterns and develop sustainable financial strategies tailored to individual circumstances. This service empowers clients to regain control of their finances through realistic, long-term budget management solutions.
Credit Reports
We provide comprehensive credit report analysis from all three major bureaus. Our specialists help interpret credit scores, identify report inaccuracies, and develop improvement strategies. This service includes guidance on credit monitoring and building healthy financial habits for long-term credit health.
Debt Settlement
We negotiate with creditors to reduce total debt balances through lump-sum settlements. Our team works to create feasible payment arrangements that satisfy outstanding obligations. This service offers clients an alternative path to debt resolution when traditional repayment plans aren't viable.
Identity Theft Help
We offer comprehensive identity theft resolution services including fraud alerts and credit freezes. Our experts guide clients through recovery processes and implement preventive measures. This service includes assistance with dispute resolution and credit restoration following identity theft incidents.
Questions
What debt solutions does A+ Credit offer?
We provide budget restructuring, debt consolidation, credit report analysis, debt settlement, and identity theft protection services tailored to individual financial situations.
How does the free consultation work?
Our free consultation assesses your financial situation through income, expense, and debt analysis to develop personalized debt resolution strategies during an initial 30-45 minute session.
Are you BBB accredited?
Yes, we maintain an A+ BBB rating, reflecting our commitment to ethical business practices and customer satisfaction.
Do you offer online services?
Yes, we provide virtual consultations and document management systems for clients nationwide through secure online platforms.
What areas do you serve?
While based in Tucson, Arizona, we offer phone and online services to clients in all 50 states.
Can you help with secured debt?
Yes, we work with both secured and unsecured debts, including mortgages, car loans, credit cards, and medical bills.