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Business Details
36 Years
experience
Your Trusted Local Insurance Partner in Hawaii
Carr's Insurance Agency has been serving the insurance needs of Hawaii residents since 1990, with a recent expansion to Washington State. Our locally owned and operated agency specializes in providing comprehensive personal and commercial insurance solutions tailored to meet the unique needs of our clients. With decades of combined experience in the insurance industry, we pride ourselves on offering personalized service that reflects the Hawaiian values of respect and aloha. Our team of licensed professionals works diligently to ensure clients receive optimal coverage at competitive rates across a wide range of insurance products. As an independent agency, we maintain partnerships with multiple top-tier insurance carriers to provide unbiased recommendations and customized protection strategies.

Our commitment to excellence extends beyond policy sales through 24/7 online accessibility and dedicated support for claims processing. We measure our success by the long-term relationships we build with clients who trust us to protect their most valuable assets. Our deep understanding of local market conditions enables us to deliver insurance solutions that address specific regional risks in Hawaii and Washington. By combining industry expertise with community-focused service, we strive to be the insurance partner our clients can always rely on. Our office in Wahiawa serves Oahu, Maui, Kauai, and Molokai, while our Washington location extends this quality service to clients on the mainland.
Services
Homeowners Insurance Auto Insurance Motorcycle Insurance Boat Insurance Business Insurance Commercial Auto General Liability Renters Insurance Flood Insurance Earthquake Insurance
Details
  • Year established: 1990
Highlights and features
  • We have over 30 years of experience serving Hawaii's unique insurance needs
  • Our independent agency status provides access to multiple top-rated carriers
  • We offer 24/7 online insurance accessibility and support
  • Our team maintains deep local knowledge of Hawaiian and Washington markets
  • We provide personalized insurance solutions tailored to individual client requirements
What people say
Great customer service Totally pleased Professional manner Excellent experience Trusted local agency
Services
Homeowners Insurance
Protect your home investment with comprehensive homeowners insurance tailored to Hawaii's unique climate and risk factors. Our policies cover structural damage, personal belongings, and liability protection while offering customizable options for tropical storm and flood coverage. With access to multiple carriers, we help clients find optimal protection at competitive rates.
Auto Insurance
Secure reliable auto insurance protection for Hawaii drivers with policies that meet state requirements while offering enhanced coverage options. We provide competitive rates on standard auto policies, SR-22 filings, and specialized coverage for classic cars and rideshare vehicles. Our local expertise ensures proper protection for island driving conditions.
Business Insurance
Safeguard your business operations with customized commercial insurance solutions. We offer business owners policies, general liability coverage, commercial auto insurance, and specialized protection for unique industry needs. Our local market knowledge helps Hawaii businesses navigate insurance requirements while managing risk effectively.
Boat Insurance
Ensure comprehensive protection for your watercraft with specialized boat insurance policies. Our coverage options include hull protection, liability coverage, and equipment protection tailored to Hawaii's marine environment. We work with experienced marine insurance providers to offer competitive rates for both recreational and commercial vessels.
Motorcycle Insurance
Get specialized motorcycle insurance designed for Hawaii's riding conditions. Our policies provide essential coverage for bikes, scooters, and mopeds with options for custom parts protection and roadside assistance. We offer competitive rates through partnerships with top motorcycle insurance providers in the islands.
Questions
What insurance products do you offer?
We provide homeowners, auto, motorcycle, boat, business insurance, and specialized coverage options across Hawaii and Washington.
Are you a local Hawaii insurance agency?
Yes, we've operated in Wahiawa since 1990 and recently expanded to Washington while maintaining our Hawaii focus.
Do you offer 24/7 insurance services?
Our website provides 24/7 access to insurance information and quote requests while maintaining office hours for personal assistance.
Can you help with insurance claims?
We provide claims support through multiple contact channels and dedicated email addresses for personal and commercial lines.
Why choose an independent insurance agency?
As an independent agency, we offer unbiased recommendations from multiple carriers to find the best coverage for your needs.