Business Details
28 Years
experience
Your Trusted Mortgage Broker in Honolulu
At Primary Residential Mortgage, we are dedicated to delivering exceptional customer experiences through personalized mortgage solutions. Our team of local Loan Originators brings decades of combined industry experience, combining the resources of a national mortgage company with the personalized service of a community-focused team. We specialize in helping clients achieve their short- and long-term homeownership goals by offering tailored loan options and leveraging our deep understanding of local markets.Our commitment to transparency, convenience, and community investment ensures clients receive expert guidance throughout the financing process. With branches in Honolulu and a nationwide network, we provide the flexibility of diverse loan programs while maintaining a neighborly approach to service.
Services
Mortgage Loans
Refinancing
Home Financing
Reverse Mortgages
Loan Options
Details
- Year established: 1998
Highlights and features
- We offer decades of combined experience in mortgage lending.
- Our team provides personalized service with local market knowledge.
- We combine national resources with community-focused support.
- We prioritize transparency and convenience in every transaction.
- We are committed to long-term client relationships and community investment.
Associations and certifications
- Fannie Mae
- Freddie Mac
What people say
Timely and clear communication
Great loan officer
Excellent service
Knowledgeable and professional
Straightforward and ethical
Services
Mortgage Loans
We offer customized mortgage solutions for homebuyers, including conventional, FHA, and VA loans. Our local experts help clients navigate the process from pre-approval to closing. With access to diverse loan programs, we ensure competitive rates and terms tailored to individual financial situations.
Refinancing
Our refinancing options help homeowners reduce monthly payments, shorten loan terms, or access equity. We analyze current market conditions and client goals to recommend optimal refinancing strategies. The process includes rate locks, document preparation, and timely closing coordination.
Reverse Mortgages
We provide FHA-insured reverse mortgages for seniors aged 62+, allowing tax-free cash access without home ownership transfer. Our specialists explain program requirements, financial implications, and estate planning considerations. The process includes mandatory counseling and personalized payment plan selection.
Loan Options
We offer diverse loan products including fixed-rate, adjustable-rate, jumbo loans, and investment property financing. Our team explains eligibility requirements, down payment options, and credit score considerations. Clients receive detailed comparisons to choose programs aligning with their financial objectives.
Home Financing
Our home financing solutions cover primary residences, second homes, and rental properties. We provide pre-approval letters, closing cost estimates, and rate lock guarantees. The service includes personalized payment calculators and guidance through underwriting and documentation requirements.
Questions
What mortgage services do you offer?
We provide home purchase loans, refinancing options, reverse mortgages, and investment property financing tailored to individual needs.
Are your loan officers local experts?
Yes, our Honolulu-based team combines local market knowledge with national lending expertise for personalized service.
Can I get a mortgage with low down payment?
Yes, we offer FHA loans and other programs requiring as little as 3% or zero down payment.
What is a reverse mortgage?
A reverse mortgage allows homeowners 62+ to convert home equity into cash without monthly payments.
How do I start the mortgage process?
Contact us via phone or email to schedule a consultation and discuss your homeownership goals.