Business Details
41 Years
experience
Emergency
services
Your Trusted Minneapolis Bankruptcy Lawyers
Bankruptcy Truth has provided expert bankruptcy legal services to Minnesotans for over 40 years. Our family-run firm specializes in Chapter 7 and Chapter 13 bankruptcy filings, debt relief strategies, and credit rebuilding guidance. With 7 statewide offices and a team of experienced attorneys, we offer personalized solutions for individuals and businesses facing financial challenges. Our proven $0 down filing option and flexible payment plans make debt relief accessible. We combine deep legal expertise with compassionate client support to help clients achieve financial freedom while maintaining transparency and ethical standards. 
Services
Chapter 7 Bankruptcy
Chapter 13 Bankruptcy
Debt Relief
Credit Rebuilding
Student Loan Discharge
Details
- Year established: 1985
Highlights and features
- 40+ years of bankruptcy law experience
- $0 down filing with flexible payment plans
- 24/7 client support and emergency assistance
- Proven credit rebuilding strategies post-bankruptcy
- Local offices in 7 Minnesota locations
What people say
Debt eliminated
Professional staff
Credit improved
Stress reduced
Asset protection
Services
Chapter 7 Bankruptcy
Chapter 7 bankruptcy eliminates unsecured debts through asset liquidation. Ideal for individuals with limited income seeking immediate debt relief. Our attorneys guide clients through the 3-6 month process, helping protect exempt assets while discharging qualifying debts like credit cards and medical bills.
Chapter 13 Bankruptcy
Chapter 13 establishes structured repayment plans for individuals with regular income. Our team helps clients retain assets while repaying debts over 3-5 years. We negotiate with creditors to reduce interest rates and modify loan terms for more manageable payments.
Debt Relief
Our debt relief services combine legal strategies with financial counseling. We help clients stop wage garnishments, prevent foreclosures, and negotiate with creditors. Our $0 down filing option makes immediate debt relief accessible for qualifying individuals.
People
Andrew C. Walker
Attorney
Andrew C. Walker specializes in bankruptcy law with 20+ years of experience helping Minnesotans achieve financial freedom through Chapter 7 and Chapter 13 filings.
Curtis K. Walker
Attorney
Curtis K. Walker brings extensive bankruptcy litigation experience, focusing on complex debt discharge cases and creditor protection strategies for businesses and individuals.
Questions
What is Chapter 7 bankruptcy?
Chapter 7 eliminates unsecured debts through asset liquidation. Most clients complete the process in 3-6 months with minimal court appearances.
How does Chapter 13 work?
Chapter 13 establishes 3-5 year repayment plans to retain assets while restructuring debts. We help reduce interest rates and modify loan terms.
Can I keep my home?
Yes, Chapter 13 stops foreclosures and allows mortgage arrears repayment over time while keeping your property.
What are filing costs?
Our $0 down option requires only $350 court fees upfront. Attorney fees start at $89 every two weeks after filing.
How does credit rebuild work?
We provide post-bankruptcy credit monitoring and guidance. Most clients see improved scores within 3-6 months through responsible financial practices.
Videos
