Business Details
50+ Years
experience
Your Trusted Insurance Partner in Minneapolis
Dyste Williams is a family-owned, independent insurance agency with a 90-year legacy of providing comprehensive insurance solutions and unbiased advice to clients in the Upper Midwest. Since 1934, we have prioritized responsive service and competitively priced options from premier insurance carriers, serving both business and personal insurance needs. Our team of experienced professionals excels at designing tailored coverage packages, leveraging deep industry expertise and a commitment to continuing education.We maintain strong relationships with multiple insurance providers to ensure clients receive optimal coverage and value. Recognized as a leader by industry peers and the Minnesota business community, we pride ourselves on integrity, personalized service, and a deep understanding of our clients' unique needs.
Services
Business Insurance
Employee Benefits
Personal Insurance
Healthcare Coverage
Risk Management
Details
- Year established: 1934
Highlights and features
- We offer 90 years of independent insurance expertise and local market knowledge.
- Our team provides personalized service with over 20 years of average industry experience.
- We represent multiple premier insurance carriers to ensure competitive pricing and coverage options.
- We specialize in tailored solutions for healthcare, dental, and franchise businesses.
- We maintain a proven track record of responsive claims support and client advocacy.
Associations and certifications
- Trusted Choice
- MIIAB Agency of the Year 2021
What people say
Trusted advisor
Responsive service
Competitive pricing
Tailored solutions
Seamless claims process
Services
Business Insurance
We provide comprehensive business insurance solutions including property, liability, workers' compensation, and professional liability coverage. Our independent agency partners with premier carriers to create customized packages that protect against industry-specific risks while maintaining cost efficiency. With expertise in sectors like healthcare, franchising, and technology, we ensure businesses receive tailored protection that aligns with their operational needs and growth objectives.
Employee Benefits
Our employee benefits solutions help businesses attract and retain talent through competitive insurance packages. We offer health, dental, disability, and life insurance options from multiple carriers, along with voluntary benefits that require minimal employer cost. Our team specializes in simplifying complex benefit structures and optimizing coverage to meet both employer budget constraints and employee needs.
Personal Insurance
We deliver personalized insurance solutions for individuals and families, including homeowners, auto, umbrella, and life insurance policies. Our independent approach allows objective comparisons across carriers to find optimal coverage at competitive rates. Specialized offerings include valuable articles coverage, home-based business protection, and wedding insurance to address unique personal needs.
Risk Management
Our risk management services focus on identifying and mitigating potential threats to business continuity. We assess liability exposure, review existing coverage gaps, and develop comprehensive protection strategies that include business interruption insurance, cyber liability coverage, and executive protection plans. This proactive approach helps businesses maintain stability during unexpected events.
Health Care Planning
We specialize in health insurance solutions for businesses and individuals, including group plans, Medicare options, and high-deductible health savings accounts. Our experts navigate complex healthcare regulations to find cost-effective solutions while ensuring compliance. We also provide guidance on long-term care planning and retirement health considerations.
People
Ted Dyste
Third Generation Owner
Ted Dyste leads the agency with over 30 years of insurance experience, maintaining the family tradition of personalized service. He specializes in commercial insurance and client advocacy, ensuring tailored solutions for business owners.
Nels Dyste
Fourth Generation Representative
Nels Dyste continues the family legacy with expertise in modern insurance solutions. He focuses on technology integration and emerging risk management strategies while maintaining the agency's commitment to personalized client relationships.
Roberta Gibbons
Personal Insurance Specialist
Roberta Gibbons provides personalized insurance solutions for individuals, specializing in homeowners and auto policies. With 25 years of experience, she helps clients protect their assets while maintaining competitive pricing through carrier comparisons.
Dan Ribnick
Insurance Advisor
Dan Ribnick serves families and businesses with proactive insurance planning. His 30-year career focuses on anticipating client needs and providing comprehensive coverage solutions across multiple insurance lines.
Shelley
Benefits Specialist
Shelley specializes in employee benefits, helping businesses design competitive insurance packages. Her expertise in healthcare and dental plans ensures employers receive cost-effective solutions that meet workforce needs.
Questions
What types of business insurance do you offer?
We provide business property and liability coverage, workers' compensation, professional liability (malpractice), commercial auto, umbrella policies, and specialized coverage for healthcare, dental practices, and franchises.
How do you help businesses with employee benefits?
We design customized benefit packages including health, dental, disability, and life insurance from multiple carriers, focusing on competitive pricing and voluntary options that require minimal employer cost.
Can you assist with personal insurance needs?
Yes, we offer homeowners, auto, umbrella, life, and disability insurance, along with specialized coverage for valuable articles, home-based businesses, and wedding events.
What sets Dyste Williams apart from other agencies?
As a fourth-generation independent agency, we combine local expertise with national carrier partnerships, offering personalized service, industry-specific knowledge, and a 90-year commitment to client advocacy.
How do you handle insurance claims?
We provide proactive claims support, guiding clients through the process with dedicated assistance to ensure timely resolution and proper documentation for all business and personal insurance claims.
Do you serve specific industries?
We specialize in healthcare facilities, veterinary practices, franchising, technology companies, and non-profits, offering tailored insurance solutions that address unique industry risks and compliance requirements.
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