Business Details
39 Years
experience
Trusted Financial Counseling Services in Granbury, TX
Credit Counseling is a nationally recognized nonprofit Christian ministry dedicated to empowering families through foundational financial education and debt management solutions. Founded in 1987 by Dr. Bill Miller, our mission is to help individuals overcome financial challenges and achieve lasting prosperity aligned with biblical principles. We maintain an A+ rating with the Better Business Bureau, reflecting our commitment to transparency and service excellence. Our three-step approachbudgeting, debt repayment, and credit managementprovides actionable strategies tailored to diverse financial situations. With decades of experience, we offer free educational resources, including publications and workshops, to equip families with tools for financial stewardship.Our team combines theological insight with practical financial expertise to address modern economic pressures while fostering spiritual growth. We prioritize personalized guidance, ensuring clients receive compassionate support and evidence-based solutions. As a BBB-accredited organization, we adhere to rigorous ethical standards, though we voluntarily withdrew from membership due to alignment concerns with evolving accreditation criteria. Our legacy of success includes thousands of families who have achieved debt freedom and improved their financial well-being through our programs. We remain steadfast in our vision to transform financial struggles into opportunities for spiritual and economic empowerment.
Services
Budgeting
Debt Management
Credit Counseling
Financial Education
Debt Repayment Plans
Details
- Year established: 1987
Highlights and features
- Over 35 years of experience in Christian-based financial counseling
- A+ rating with the Better Business Bureau since 1987
- Free educational resources and publications available
- Personalized debt management plans tailored to your needs
- Nonprofit ministry focused on financial stewardship and empowerment
Associations and certifications
- Better Business Bureau
What people say
Saved our home
Financial strategy success
Debt freedom achieved
Excellent credit guidance
Transformative budgeting tools
Services
Budgeting
Our budgeting service teaches families to create practical spending plans that align with their income and financial goals. We provide tools to track expenses, prioritize needs over wants, and build emergency savings. This service helps clients gain control over their finances while adhering to biblical principles of stewardship.
Debt Management
This service offers structured debt repayment strategies to help clients eliminate credit card balances, medical bills, and other unsecured debts. We provide personalized plans that may reduce interest rates and consolidate payments while maintaining ethical financial practices aligned with our Christian values.
Credit Counseling
Our credit counseling service educates clients on understanding credit reports, disputing errors, and improving credit scores through responsible financial habits. We emphasize long-term credit health over quick fixes, helping families build trustworthy financial reputations.
Financial Education
Through workshops and publications, we deliver comprehensive financial education covering budgeting, investing, and debt prevention. Our curriculum integrates biblical teachings with practical money management skills to foster sustainable financial independence for individuals and families.
Debt Repayment Plans
We design customized debt repayment plans that consider each client's unique financial situation. These plans focus on accelerating debt elimination while maintaining essential living expenses, often achieving results within 3-7 years through disciplined financial management.
People
Dr. Bill Miller
Founder and Director
Dr. Bill Miller has provided Bible-based financial teaching since 1987, founding Credit Counseling to address family money management challenges. With decades of experience in Christian financial counseling, he develops programs that combine scriptural wisdom with practical debt solutions.
Questions
What financial services do you offer?
We provide budgeting guidance, debt management plans, credit counseling, and financial education resources to help families achieve lasting financial freedom.
Are your services free?
Most services and educational materials are free. Some specialized publications require a small donation to cover distribution costs.
How do I start the debt counseling process?
Contact us via phone or email to schedule a consultation. Our counselors will assess your financial situation and create a personalized debt management plan.
Do you offer online resources?
Yes, we provide free downloadable publications, budgeting tools, and video workshops on our website for remote financial education and support.
Is your counseling faith-based?
Our financial counseling integrates biblical principles with practical money management strategies to support both spiritual and economic growth.
How long does debt repayment take?
Most clients complete our debt repayment plans within 3-7 years, depending on their specific financial circumstances and commitment to the program.
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