Business Details
50+ Years
experience
Your Trusted Financial Partner in Miami-Dade and Broward Counties
Dade County Federal Credit Union was founded on May 1, 1939, by ten Dade County employees who pooled $135 in an old cigar box to create a member-focused financial institution. Over 85 years, we have grown into a multi-million-dollar organization dedicated to providing accessible, community-driven financial solutions. Our core mission centers on delivering personalized service through a wide range of products, including checking and savings accounts, loans, mortgages, and business banking services.We prioritize financial education and community engagement, offering free workshops and partnerships with local organizations to empower members. With branches across Miami-Dade and Broward counties, our commitment to member-first values and technological innovation ensures we meet modern banking needs while maintaining our founding principles of trust and financial independence.
Services
Checking Accounts
Savings Accounts
Personal Loans
Auto Loans
Mortgage Services
Business Banking
Online Banking
Mobile App
Financial Education
Insurance Services
Details
- Year established: 1939
Highlights and features
- We offer 85+ years of localized financial expertise in South Florida.
- Our member-first model prioritizes community impact over profit motives.
- Competitive rates on loans and deposits backed by personalized service.
- 24/7 digital banking with advanced security and mobile check deposit features.
- Free financial education programs and identity theft protection services.
Associations and certifications
- National Credit Union Administration (NCUA)
What people say
24/7 mobile banking
Competitive loan rates
Financial education programs
Member-first service
Identity theft protection
Services
Online Banking
Our 24/7 online banking platform provides secure account management from any device. Features include real-time transaction tracking, bill payment, fund transfers, and e-statements. Members access budgeting tools and receive instant alerts for account activity, ensuring complete financial control at their fingertips.
Auto Loans
We offer competitive auto loan rates for new and used vehicles through traditional financing and our D.A.D. (Dade Auto Desk) service. Members receive personalized rate discounts and streamlined approval processes, with options for home delivery of purchased vehicles within specified service areas.
Financial Education
Our free financial literacy programs partner with GreenPath to deliver budgeting guidance, credit counseling, and debt management resources. Workshops like Mad City Money simulate real-world financial decision-making for teens, while webinars cover topics from identity theft prevention to mortgage readiness.
Business Banking
Tailored solutions for local businesses include specialized accounts, merchant processing through Clover, and commercial real estate loans. Our Select Employee Group program offers payroll services and financial wellness benefits to business partners, supporting both organizational and employee financial health.
Identity Theft Protection
ID Safe Choice provides $25,000 reimbursement coverage for identity theft recovery expenses. Services include professional advocacy during fraud resolution, document assistance, and household-wide protection. This plan complements our secure checking accounts with proactive monitoring and insurance-backed financial safeguards.
Questions
How do I become a member of Dade County Federal Credit Union?
Membership requires living, working, or owning a business in Miami-Dade or Broward County, Florida. Immediate family members of current members also qualify for enrollment.
What digital banking features are available?
Our mobile app enables check deposits, Zelle transfers, account alerts, and card management. Online banking includes budgeting tools, bill payment, and 24/7 access to transaction history and statements.
Do you offer business banking solutions?
Yes, we provide business checking accounts, merchant services through Clover, commercial real estate loans, and employee financial wellness programs for local businesses.
What loan rate discounts are available?
Using D.A.D. Auto Desk services provides a 0.25% rate discount on auto loans. Long-term members with strong credit histories may qualify for additional preferential pricing.
How does the ID Safe Choice protection work?
This service offers identity theft recovery assistance, $25,000 in expense reimbursement coverage, and professional advocacy. Protection extends to immediate family members within the same household.
Are there financial education resources available?
We partner with GreenPath for free budgeting counseling, credit report analysis, and debt management services. Our website also provides financial literacy webinars and interactive budget calculators.
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