Business Details
24 Years
experience
Your Trusted Colorado Springs Mortgage Broker
Founded in 2002 by Russell Rowe, Integrity Mortgage & Financial has established itself as a trusted Colorado Springs-based mortgage brokerage serving clients across Colorado and New Mexico. Our team of licensed professionals combines local market expertise with innovative technology to deliver personalized loan solutions tailored to individual financial situations. With an A+ rating from the Better Business Bureau and decades of collective experience, we specialize in VA, FHA, USDA, conventional, and jumbo loans, prioritizing transparent communication and fast closings.Our mission focuses on placing families in homes through ethical practices and expert guidance, maintaining a client-centric approach that has earned thousands of satisfied customers. As a locally owned business, we emphasize community knowledge in El Paso County, Monument, Falcon, and broader Colorado markets while maintaining national competitiveness in rates and service standards.
Services
VA Loans
FHA Loans
Refinance
Cash-Out Refinance
Jumbo Loans
First-Time Homebuyer Programs
Low Down Payment Options
Investment Property Mortgages
15-Year Fixed Rate
30-Year Fixed Rate
Details
- Year established: 2002
Highlights and features
- We offer 20+ years of Colorado mortgage market expertise since 2002
- Our team provides personalized loan solutions for unique financial situations
- We maintain transparent communication throughout the mortgage process
- Our A+ Better Business Bureau rating demonstrates proven reliability
- We achieve fast closings with most loans completed in 30 days or less
Associations and certifications
- Better Business Bureau (A+ Rating)
What people say
Trusted guidance
Fast approvals
Competitive rates
Local expertise
Personalized solutions
Services
VA Loans
VA loans provide government-backed mortgage options for veterans and active-duty military members. These loans offer $0 down payment requirements and competitive interest rates. Our team specializes in VA loan processing with expertise in both fixed-rate and adjustable-rate mortgage options for Colorado homebuyers.
FHA Loans
FHA loans offer accessible homeownership opportunities with lower credit score requirements and minimal down payments. We help Colorado buyers qualify for FHA financing with credit scores as low as 580. Our specialists guide clients through the FHA loan process from pre-qualification to closing.
Refinance
Refinancing options help homeowners reduce monthly payments or access home equity. We offer conventional and government loan refinancing with streamlined processes. Our experts evaluate current mortgage terms to identify savings opportunities for Colorado property owners.
Jumbo Loans
Jumbo loans provide financing for high-value Colorado properties exceeding conventional loan limits. We offer flexible underwriting and competitive rates for luxury home purchases. Our specialists handle complex jumbo loan scenarios with personalized solutions for discerning borrowers.
Cash-Out Refinance
Cash-out refinancing allows homeowners to convert equity into usable funds. We help Colorado residents access home equity for debt consolidation or home improvements. Our process maintains competitive rates while maximizing available equity for qualified borrowers.
People
Russell Rowe
Founder
Russell Rowe founded Integrity Mortgage & Financial in 2002 with a vision to provide ethical mortgage solutions. With over 20 years in the industry, he established the company's commitment to local expertise and client-first service.
Questions
What mortgage services do you offer in Colorado Springs?
We provide VA, FHA, USDA, conventional, and jumbo loans, along with refinancing, cash-out refinancing, and first-time homebuyer programs.
Are VA loans available for Colorado military members?
Yes, we specialize in VA loans with $0 down payment options for veterans and active-duty US military personnel in Colorado.
How quickly can you close a mortgage loan?
Most loans close within 30 days or less, with some purchase loans processed in as little as two weeks.
Do you offer online mortgage application options?
Yes, we provide online application, document upload, and e-signature capabilities for convenient mortgage processing.
What credit score is needed for Colorado home loans?
FHA loans require minimum 580 credit score, though we consider scores 500-579 with larger down payments and stable income history.
