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50+ Years
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Emergency
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Your Trusted Insurance Partner in Lake Forest, CA
Membrila Insurance Services has been a trusted name in the insurance industry since 1967, providing personalized solutions to families and businesses across California and Arizona. As a three-generation, family-owned agency, we combine over 100 years of combined experience with a commitment to understanding our clients' unique needs. Our team works directly with clients from initial consultation through policy termination, ensuring transparency and tailored coverage. We partner with top-rated insurers like Mercury, Nationwide, and Progressive to deliver competitive rates without compromising on service quality. Our mission emphasizes trust, loyalty, and exceeding expectations, as evidenced by our Mercury Insurance Excellence Award in 2008.

With offices in Lake Forest, California, we serve diverse communities, offering auto, home, commercial, umbrella, motorcycle, boat, health, and life insurance policies. Our agents prioritize accessibility, providing 24/7 support for quotes, policy adjustments, and claims assistance. We focus on educating clients about coverage options, including flood and earthquake insurance, to protect their most valuable assets. Our dedication to customer service has made us a reliable choice for those seeking an honest insurance agency.
Services
Auto Insurance Home Insurance Commercial Insurance Umbrella Insurance Motorcycle Insurance Boat Insurance Health Insurance Life Insurance Renter's Insurance Flood Insurance
Details
  • Year established: 1967
Highlights and features
  • We offer 100+ years of combined experience in insurance services.
  • Our family-owned agency has served California since 1967.
  • We provide personalized policy guidance from start to finish.
  • We partner with top-rated insurers for competitive coverage options.
  • Our team is available 24/7 for quotes and policy support.
Services
Auto Insurance
We provide comprehensive auto insurance policies tailored to individual driving needs. Our agents help clients navigate liability, uninsured motorist, collision, and comprehensive coverage options while ensuring competitive pricing through partnerships with top insurers. Policies include personalized support for claims and 24/7 customer service access.
Home Insurance
Our homeowner's insurance solutions cover property damage, personal belongings, and liability risks. We offer replacement cost coverage analysis, flood and earthquake insurance add-ons, and guidance on protecting high-value items like jewelry and art. Policies ensure financial security during home rebuilding processes.
Commercial Insurance
We deliver tailored commercial insurance packages for businesses, including property protection, liability coverage, and specialized policies for commercial vehicles. Our solutions address industry-specific risks while maintaining cost-effectiveness through relationships with multiple top-rated insurers.
Umbrella Insurance
Our umbrella insurance policies provide additional liability coverage beyond standard auto and home policies. This protection safeguards assets against major claims or lawsuits, offering financial security for individuals and families with significant assets.
Renter's Insurance
We offer renter's insurance policies covering personal property damage, liability protection, and additional living expenses. Policies include competitive rates for condominium owners and apartment renters, with options for personal injury coverage and content protection.
People
Frank Membrila
President
Frank Membrila leads our three-generation family agency with over 30 years of insurance expertise. He ensures our team maintains the highest service standards while continuing the legacy established in 1967. Frank prioritizes client relationships and strategic partnerships with top insurers.
Ruly Membrila
Agent
Ruly Membrila brings extensive experience in personal and commercial insurance solutions. As a dedicated agent, he focuses on understanding client needs to recommend optimal coverage options while maintaining our agency's commitment to personalized service and community trust.
Eric Membrila
Agent
Eric Membrila specializes in connecting clients with comprehensive insurance solutions. With deep knowledge of policy structures, he helps individuals and businesses navigate coverage options while upholding the family agency's tradition of transparency and customer-centric service since 1967.
Questions
What types of insurance do you offer?
We provide auto, home, commercial, umbrella, motorcycle, boat, health, life, and renter's insurance policies tailored to individual and business needs.
How can you help me choose the right policy?
Our experienced agents analyze your specific needs, explain coverage options, and compare rates from multiple top-rated insurers to find your optimal solution.
Do you serve areas outside California?
Yes, we serve all of California and Arizona, providing personalized insurance solutions to clients in both states since 1967.
Are you available for emergencies?
Our team offers 24/7 support for policy questions, claims assistance, and emergency coverage needs to ensure continuous protection for our clients.
How do I get a free quote?
Contact us at (949) 660-7781 or visit our Lake Forest office to receive a personalized, no-obligation quote from one of our experienced agents.