Business Details
50+ Years
experience
Your Trusted Partner for Financial Wellness Solutions
Since 1961, Greenpath Financial Wellness has been a trusted national nonprofit dedicated to reducing financial stress and empowering individuals to take control of their money. Our team of NFCC- and HUD-certified financial counselors provides personalized support through free expert counseling, debt management programs, and housing counseling services. With over 60 years of experience, we have helped hundreds of thousands of individuals build budgets, eliminate debt, and achieve homeownership goals. Our services are accessible nationwide via phone and online platforms, offering confidential, judgment-free guidance tailored to each client's unique financial situation. We collaborate with over 560 credit unions, banks, and employers to deliver financial education and debt management solutions that improve long-term financial health.Our proven track record includes assisting 113,287 clients in 2024 alone and facilitating $220 million in debt payments through our Debt Management Program. By combining personalized counseling with digital tools like our Virtual Financial Coach powered by TransUnion data, we provide comprehensive resources to help clients build lasting financial stability. Our commitment to excellence is reflected in 98% partner satisfaction rates and measurable improvements in client credit scores and debt reduction outcomes.
Services
Debt Management Program
Credit Counseling
Housing Services
Financial Education Resources
Virtual Financial Coach
Details
- Year established: 1961
Highlights and features
- We offer free financial counseling with NFCC- and HUD-certified experts since 1961
- Our Debt Management Program partners with 550+ creditors nationwide to reduce interest rates
- We provide personalized financial plans tailored to individual circumstances
- Our Virtual Financial Coach offers instant credit score tracking and improvement tips
- 98% of partners report improved client financial outcomes through our programs
Associations and certifications
- National Foundation for Credit Counseling (NFCC)
- U.S. Department of Housing and Urban Development (HUD)
What people say
Helped me pay off debt
Guided through process
Took control of finances
No problems experienced
Immediate financial improvement
Services
Debt Management Program
Our Debt Management Program consolidates high-interest credit card debt into one affordable monthly payment through negotiated lower interest rates with creditors. This service helps clients pay off debt 7 years sooner on average while saving $29,700 in interest. Certified counselors work directly with over 550 creditors nationwide to create personalized debt repayment plans that reduce financial stress and improve credit scores.
Credit Counseling
Free credit counseling sessions provide personalized budgeting guidance and debt management strategies from NFCC-certified professionals. Counselors review income, expenses, and financial goals to create customized action plans that help clients build credit, reduce debt, and improve financial literacy. Sessions typically last one hour and can be completed over multiple appointments to accommodate client needs.
Housing Services
HUD-certified housing counselors offer foreclosure prevention guidance, reverse mortgage counseling, and homebuyer education programs. This service provides expert support for rental counseling, mortgage challenges, and housing affordability solutions. Counselors help clients understand their options and develop sustainable plans for housing stability and homeownership readiness.
Financial Education Resources
Free educational tools include budgeting worksheets, financial calculators, webinars, and the LearningLab+ online education hub. These resources cover credit building, debt reduction strategies, and financial planning topics to help clients develop lasting money management skills. The Virtual Financial Coach provides instant credit score tracking and personalized improvement tips using TransUnion data.
Partner Financial Wellness Programs
Custom financial wellness programs for credit unions, banks, and employers include staff training, marketing toolkits, and co-branded resources. Partners gain access to debt management services, financial education platforms, and reporting tools that improve client financial outcomes. Programs help institutions strengthen customer loyalty, enhance community impact, and support employee financial health through proven solutions.
Questions
Are GreenPath's financial counseling services free?
Yes, most services including credit counseling and debt management are free. Some specialized housing programs may have fees.
How does the Debt Management Program work?
We consolidate your credit card debt into one monthly payment with reduced interest rates negotiated through our 550+ creditor partnerships.
Can I get immediate help with financial stress?
Call 800-550-1961 to speak with a certified counselor who can start creating your personalized financial plan within 2 business days.
Do you offer online financial education tools?
Yes, our LearningLab+ platform provides self-paced courses on budgeting, credit building, and debt reduction strategies.
How long does financial counseling take?
Initial sessions typically last one hour, with follow-up appointments available to complete your financial plan at your convenience.
Is my financial information kept private?
All client information remains confidential and secure, with no reporting to credit bureaus without your explicit permission.
