Business Details
40 Years
experience
Your Trusted Partner for Financial Planning Solutions
Advance Capital Service was established in 1986 by former Michigan Bell executives who recognized the need for personalized financial guidance. As a Registered Investment Advisor (RIA) and fiduciary, we prioritize client interests above all else, offering tailored financial planning and investment management services. With decades of experience, our employee-owned firm has grown to serve thousands of clients nationwide, managing $4.5 billion in assets.Our fee-only structure ensures alignment with client success, and our team of dedicated advisers collaborates with external professionals to address every aspect of wealth management. We operate with full transparency, no hidden fees, and a commitment to helping clients transition from workforce to retirement with confidence.
Services
Financial Planning
Retirement Planning
Investment Management
401k Management
Corporate Retirement Plans
Institutional Investing
Details
- Year established: 1986
Highlights and features
- We operate as a fiduciary, legally bound to act in your best interests
- Personalized advice from experienced financial professionals since 1986
- Transparent fee structure with no hidden costs
- Collaboration with external tax and estate professionals
- Nationwide service with local office presence in 10 locations
Associations and certifications
- Registered Investment Advisor (RIA)
Services
Financial Planning
Our comprehensive financial planning service creates customized roadmaps for achieving long-term financial goals. We analyze your complete financial picture including income, expenses, assets, and liabilities to develop strategies for retirement, education funding, and wealth transfer. Ongoing monitoring ensures your plan evolves with life changes while maintaining focus on your objectives.
Retirement Planning
Specialized retirement planning helps clients transition from workforce to retirement with confidence. We optimize Social Security claiming strategies, develop sustainable withdrawal plans, and manage tax-efficient distributions. Our approach ensures your savings last throughout retirement while maintaining appropriate investment risk levels based on individual circumstances.
Investment Management
Our investment management service utilizes diversified portfolios tailored to individual risk tolerance and time horizons. We implement evidence-based strategies using low-cost ETFs and mutual funds while maintaining rigorous risk management protocols. Regular portfolio rebalancing ensures alignment with evolving market conditions and client objectives.
Questions
Are you a fiduciary?
Yes, as a Registered Investment Advisor we're legally obligated to act in your best interest at all times.
What services do you offer?
Financial planning, retirement planning, investment management, 401k management, corporate retirement plans, and institutional investing services.
What is your fee structure?
Our fees are based on a percentage of managed assets, with financial planning included at no additional cost.
Do you have minimum investment requirements?
No, we work with clients at various wealth levels and have no minimum asset requirements.
