Business Details
41 Years
experience
Your Trusted Rent-to-Own Furniture Store in St. Louis
National Rent To Own has been a trusted provider of furniture, appliances, and home products since 1985, serving customers across eight states with a commitment to accessibility and affordability. Our rent-to-own model eliminates barriers to quality home goods, requiring no credit checks and offering flexible payment plans tailored to diverse budgets. With decades of industry experience, we prioritize customer satisfaction through free delivery, setup, and stress-free ownership options. Our team of experts ensures every client receives personalized service, whether selecting from our extensive inventory of name-brand items or navigating our hassle-free rental agreements. We stand out through our dedication to transparency, with no hidden fees and complimentary services like repairs and replacements included in every rental.Our deep understanding of customer needs drives our focus on innovation, from modular furniture solutions to technology-integrated products that enhance modern living spaces. As an industry leader, we maintain rigorous quality standards for all merchandise, ensuring durability and style meet at an accessible price point. Our authority in the rent-to-own market is reinforced by decades of community engagement and a proven track record of transforming houses into homes. We build trust through consistent communication, clear contractual terms, and a customer-first approach that prioritizes long-term relationships over short-term gains. Our commitment to ethical business practices and client education establishes National Rent To Own as a reliable partner for achieving home furnishing goals.
Services
Furniture Rentals
Appliance Leasing
Electronics Financing
Home Decor Accessories
Mattress Solutions
Details
- Year established: 1985
Highlights and features
- We offer no-credit-check approvals for all customers
- Our flexible weekly/monthly payment plans fit any budget
- Free delivery and setup included with every rental
- Complimentary repair services and replacement loans
- Own your items faster with accelerated payment options
What people say
No credit checks
Free delivery
Flexible payments
Quality products
Friendly staff
Services
Rent-to-Own Furniture
Our rent-to-own furniture program provides immediate access to quality home furnishings without credit requirements. Customers select from hundreds of name-brand items including sofas, sectionals, and bedroom sets with transparent pricing. Flexible terms ranging from 48 to 96 weeks allow gradual ownership while maintaining return flexibility.
Appliance Financing
We offer rent-to-own solutions for major appliances and electronics with no upfront credit checks. Our inventory includes refrigerators, washers/dryers, and smart TVs from trusted brands. Customers benefit from maintenance coverage and ownership options through customizable payment plans.
Home Decor Accessories
Our accessory program complements furniture rentals with rugs, lamps, and decor items available through weekly or monthly payments. This service enables complete room transformations without large initial investments while maintaining return flexibility.
Delivery & Setup
We provide complimentary delivery and professional setup for all rental items, including multi-story installations and room-of-choice placement. Our team ensures proper assembly and positioning, with no additional fees for standard delivery configurations.
Flexible Payment Plans
Our payment system accommodates various budgets through weekly or monthly schedules with consistent total costs. Customers can accelerate ownership through early payments while maintaining the option to return items at any time without penalty.
Questions
Do you require credit checks for rentals?
No credit checks are required for any Rent One rentals, ensuring accessibility for all customers regardless of credit history.
What payment options are available?
We offer flexible weekly or monthly payment plans with consistent total costs regardless of payment frequency.
Is delivery and setup free?
Yes, all rentals include free delivery and professional setup, including room-of-choice placement and basic assembly.
Can I return items anytime?
Our rental agreements allow returns at any time with no penalty, though ownership requires full payment of agreed terms.
Do rentals include maintenance coverage?
Yes, all rentals include free repair services and replacement loans during active rental periods at no additional cost.
How quickly do I receive my items?
Delivery typically occurs within 230 days of order, depending on inventory availability and manufacturer shipping schedules.