Business Details
Your Trusted Financial Partner in Houston, TX
Membersource Credit Union has been dedicated to providing comprehensive financial solutions to the Houston community. With a focus on personalized service, we offer a wide range of products including auto loans, mortgages, credit cards, and checking accounts tailored to meet diverse financial needs. Our commitment to financial education and accessibility ensures members receive expert guidance and tools for long-term success. Through innovative online banking platforms and mobile services, we empower members to manage their finances conveniently 24/7.Backed by industry partnerships and competitive rates, we prioritize transparency, security, and member satisfaction in every transaction. Our experienced team delivers customized solutions, from first-time homebuyer programs to credit-building initiatives, fostering financial empowerment across all life stages. By maintaining physical branch accessibility and digital compliance standards, we serve both individuals and businesses with integrity and reliability.
Services
Auto Loans
Mortgage Loans
Credit Cards
Online Banking
Financial Education
Mobile Deposit
Share Certificates
Skip a Payment
Balance Transfers
Youth Accounts
Highlights and features
- We offer competitive loan rates with flexible terms for auto, mortgage, and personal financing.
- Our mobile banking provides 24/7 account access with free bill pay and fund transfer features.
- We partner with BALANCE for free financial education resources tailored to member needs.
- Our Skip a Pay Portal offers payment flexibility for eligible members.
- We maintain WCAG 2.0 compliant digital accessibility standards for all users.
Associations and certifications
- NMLS 664659
Services
Auto Loans
MemberSource offers competitive auto loans for new and used vehicles with rates starting at 12.50% APR. Our pre-approval process helps determine exact payments before purchase. Flexible terms accommodate various budgets while supporting local dealership partnerships for seamless transactions.
Mortgage Loans
Our mortgage solutions include fixed and adjustable-rate options starting at 4.75% APR. Focus areas include first-time homebuyer programs and refinance opportunities. Dedicated loan officers guide applicants through the process using FocusOne Mortgage Solutions for streamlined approvals.
Credit Cards
Visa credit card options feature Platinum, Gold, and Classic tiers with rates between 9.24-9.99% APR. Balance transfer options eliminate fees for debt consolidation. Cards integrate with mobile banking for real-time transaction monitoring and security controls.
Online Banking
24/7 online access enables account management, bill payments, fund transfers, and loan applications. Mobile deposit features support check deposits via smartphone. Free financial calculators and eStatements enhance money management capabilities for all members.
Financial Education
Partnering with BALANCE, we provide free credit counseling and financial literacy resources. Educational tools cover budgeting, debt management, and homeownership preparation. Members access personalized guidance to improve financial wellness through digital and in-person channels.
Questions
How do I apply for an auto loan?
Apply online through our secure portal or visit a Houston branch. Pre-approval takes minutes with instant rate quotes for new and used vehicle financing options.
What credit card options are available?
We offer Platinum, Gold, and Classic Visa cards with fixed rates. Balance transfer options save money by consolidating high-interest debt without transfer fees.
Can I access accounts without visiting branches?
Yes, our mobile app provides 24/7 access for bill pay, fund transfers, mobile deposits, and account monitoring. All digital services are free for members.
Are there financial education resources?
We partner with BALANCE to offer free credit counseling, budgeting tools, and homeownership workshops both online and at local branches.
How does the Skip a Pay Portal work?
Eligible members can defer one monthly loan payment annually through our online portal. This feature provides temporary relief while maintaining account good standing.
What mortgage programs do you offer?
Our mortgage division provides conventional, FHA, and first-time homebuyer loans starting at 4.75% APR. FocusOne Mortgage Solutions simplifies the approval process with dedicated support.
