Business Details
50+ Years
experience
Residential Mortgage Lending Services in Chesterfield, MO
Established in 1955, Gershman Mortgage has built a legacy of excellence in residential mortgage lending. Our company was founded on core values of honesty, integrity, and customer-first principles, which continue to guide our operations today. We specialize in delivering personalized mortgage solutions across 22 states, offering a comprehensive range of loan products including conventional, FHA, VA, USDA, jumbo, and temporary buydown loans. Our experienced team of licensed professionals prioritizes clear communication and timely closings, ensuring a seamless home financing experience.With a proven track record of helping families achieve homeownership, we combine entrepreneurial spirit with modern lending practices to maintain our position as a trusted industry leader. Our commitment to community development and long-lasting client relationships sets us apart in the mortgage industry.
Services
First-Time Home Buyer Loans
VA Loans
FHA Loans
Conventional Loans
USDA Loans
Jumbo Loans
Temporary Buydown Loans
Details
- Year established: 1955
Highlights and features
- Established in 1955 with deep mortgage industry expertise
- Licensed professionals operating in 22 states nationwide
- Personalized service with clear, timely communication
- Comprehensive loan options for all homebuyer needs
- Proven track record of successful loan closings
Associations and certifications
- NMLS 138063
What people say
Excellent Communication
Smooth, stress-free process
Best mortgage experience
Prompt in answering
Always Gets The Job Done
Services
First-Time Home Buyer Loans
Specialized mortgage solutions for first-time homebuyers with competitive rates and down payment assistance. Our program includes educational resources and personalized guidance through the entire home buying process. Designed to make homeownership accessible with flexible qualification requirements and expert support from application to closing.
VA Loans
Mortgage options for eligible veterans and service members featuring 0% down payment and favorable terms. Our VA loan specialists provide expert guidance through the unique qualification process. We handle all documentation requirements to ensure a smooth transaction for those who have served our country.
FHA Loans
FHA-insured mortgages offering low down payments and flexible credit requirements. Our team simplifies the FHA loan process with clear explanations of requirements and benefits. Ideal for buyers with limited savings or moderate credit histories seeking affordable homeownership options.
Conventional Loans
Traditional mortgage products with competitive rates and down payments starting at 3%. Available for primary residences, investment properties, and second homes. Our conventional loan experts help borrowers choose between fixed-rate and adjustable-rate options based on financial goals.
Temporary Buydown Loans
Mortgage solutions allowing reduced initial payments during the early years of homeownership. This program helps borrowers qualify for larger loans by temporarily lowering payment requirements. Ideal for those expecting future income increases or needing short-term payment relief.
People
Tom Gershman
Chairman
With decades of mortgage industry leadership, Tom Gershman guides strategic direction while maintaining our founding commitment to customer satisfaction and ethical lending practices.
Adam Mason
President
Adam Mason oversees daily operations and innovation initiatives, ensuring Gershman Mortgage maintains its position as a technology-forward lender while preserving personalized service standards.
Jeff Ogden
Senior Vice President of Production
Jeff Ogden leads our loan production team with 20+ years of mortgage expertise, focusing on process efficiency and maintaining high approval rates for diverse borrower profiles.
Wayne Hoffman
Chief Financial Officer
Wayne Hoffman manages financial operations and risk assessment, bringing 25 years of mortgage finance experience to ensure responsible growth and long-term stability.
Diane Macko
Vice President of Operations
Diane Macko directs operational workflows and quality control, implementing best practices that maintain our reputation for accurate processing and timely closings.
Questions
What loan programs do you offer?
We offer conventional, FHA, VA, USDA, jumbo, and temporary buydown loans with down payment options from 0% to 10% depending on program requirements.
Are you licensed in my state?
We are licensed in 22 states including Missouri, Colorado, Iowa, Tennessee, and Florida. Contact us to confirm availability in your specific location.
How do I start the application process?
Begin online with our simple pre-approval form or contact a local loan officer to schedule a consultation and discuss your homeownership goals.
What makes Gershman different from other lenders?
Our combination of personalized service, competitive rates, and proven closing expertise with a 65-year local history sets us apart from larger institutions.
Can I get pre-approved before house hunting?
Yes, we offer quick pre-approval decisions to help buyers understand their budget before beginning their home search process.
Do you offer online account management?
Our Gershman Mobile App provides secure online access for document submission, payment tracking, and direct communication with your loan team.
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